Send Money

Online Interac e-Transfer^®§ Transaction

Toss the chequebook. Sending money online has never been easier. Simply and quickly split a dinner bill with friends, pay a contractor or repay a co-worker. If someone has an email address and a Canadian bank account, you can send them money.

Don’t worry, the money isn’t being sent by email, just the notification about the transfer. Once the recipient accepts the transfer, the money is sent using existing secure payment networks banks have used and counted on for years.

How to send money via Interac e-Transfer^®§ with Online Banking

FAQs for sending money online

Is there a limit on how much money I can send or receive with an e-Transfer?
For Interac e-Transfer^®* transactions, providing you do not exceed the limits assigned to your BMO Debit Card, you can send up to either $2,500.00 or $3,000.00 per 24 hours, $10,000.00 per seven days, or $20,000.00 per 30 days. You can receive up to a maximum of $10,000.00 per 24 hours, $70,000.00 per seven days or $300,000.00 per 30 days.
How can I send money internationally?
You can send a Western Union Money Transfer^®#. Western Union Money Transfer is a service that lets you send money internationally and within Canada. Recipients can pick up the transfer at Western Unions all over the world in as little as 30 minutes.
I want to send money to someone in Canada but they don’t have a Canadian bank account and/or an email address. How can I do this?
You can send them a Western Union Money Transfer. Recipients can pick up the transfer at Western Unions all over the world in as little as 30 minutes.
How do I send money with a Western Union Money Transfer?
To send a Western Union Money Transfer, sign on to BMO Online Banking and:
1. Click Payment & Transfers.
2. Select Western Union Money Transfer.
3. Click Send Money Transfer and fill in the requested information.

Western Union International Transfer limits: You can send a maximum of $999.99 per 24 hours, $2,999.97 per seven days or $6,999.93 per 30 days. Western Union Money Transfers must be a minimum of $10.00 and must be sent from a Canadian dollar account. All limits are in Canadian dollars.