
Low interest/low fee
credit cards
If you usually carry a balance on your credit card or want to pay off a large balance on another card, a low interest credit card could be just what you’re looking for. Or if you want a specialized credit card with a low annual fee, check out our U.S. dollar or prepaid cards.
What is a Low Interest/Low Fee Credit Card?
A low interest credit card helps you save on interest charges, especially if you carry a balance or want to pay off existing debt. With fewer fees and lower interest rates, it’s a smart way to manage your payments while keeping your costs down.

Low interest Frequently asked questions
The BMO Preferred Rate Mastercard gives you our biggest savings with a low annual fee and a lower interest rate than other BMO credit cards at 13.99%.
Get cash advances23 at any BMO Bank of Montreal branch or at more than 1 million Automated Teller Machines (ATMs) worldwide.