AIR MILES^®† Chequing Account

An AIR MILES chequing account is a bank account that allows you to collect AIR MILES points on every transaction you make with the account. The amount of AIR MILES points you earn per transaction depends on the terms and conditions of the chequing account, as well as any offers or promotions related to the account.

For example, with an BMO AIR MILES^® footnote dagger^† Chequing Account, you can earn 2x the Miles on eligible grocery and wholesale club purchases and 1 Mile for every $25 in purchases everywhere else^*9 with your BMO Debit card. You can also get 25 bonus miles each month when you have a BMO AIR MILES World Mastercard or BMO AIR MILES World Elite Mastercard.

You can open an BMO AIR MILES^®† Chequing Account online. You do not need an existing BMO chequing or savings account to apply for a BMO AIR MILES^®† Chequing Account.

You can also apply for the account in person at your nearest branch. 

You do not need to keep a minimum balance in the account, as long as you pay the monthly plan fee of $17.95. Plus, get 50 Bonus Miles each month you maintain a daily balance of $4,000 or more in your chequing account^*106

With the BMO AIR MILES^®† Chequing Account, you get unlimited transactions^*52 per month.

When you move money out of your account – like an ATM withdrawal, bill payment or pre-authorized payment – that counts as a transaction. Money coming into your account – like payroll direct deposits or cash deposits at an ATM – don’t count as transactions.

When you open a BMO AIR MILES Chequing Account, you will be asked to link your existing AIR MILES Collectors Number to your chequing account so that you can continue to collect AIR MILES Reward Miles without opening a new account.