Continue my saved application
Activate your credit card
When you open an RRSP, you can add different investments (like GICs, mutual funds, stocks and savings accounts).
Contribute to your RRSP and you can lower your annual taxable income and your income tax bill. Basically, you defer taxes until retirement.
You can invest up to 18% of your earned income, up to a max $25,370, for the 2016 tax year. To make things easy, we can help you set up automatic contributions.
Letâ€™s open your RRSP today
Already have an RRSP with us?
Learn everything you need to know about RRSPs, and a few simple strategies to help you make the most of your RRSP.
Don't have enough cash to contribute the full amount to your RRSP? Consider an RRSP loan.
BMO understands that everybody's retirement needs are unique. That's why we offer a wide range of RRSP investment options.