Insurance designed for real life.
Help build financial security with support from a dedicated insurance advisor who’s here to assist you and your loved ones.
BMO Personal Insurance
Discover our insurance options
How do I know what kind of insurance I need?
Life Insurance
Learn moreHelp protect your family’s financial future with life insurance designed for you.
Travel Insurance
Learn moreDon’t forget to pack your travel insurance, we have various coverages to meet your needs.
Why choose BMO Insurance?
We want you to be confident in the coverage you receive from us.
Our purpose
We’re committed to evolving insurance in business and in life.
Our history
As part of BMO Financial Group since 2009, BMO Insurance carries forward a legacy that began in 1817.
Your choice
Flexible coverage, comprehensive benefits, and competitive pricing designed around your needs.
Not sure how much insurance you need?
Gain clarity with our insurance calculators.Discover the right amount of coverage based on your needs with our helpful insurance calculators.
How it works
Are you interested in purchasing insurance but unsure where to start? Follow our easy three-step guide to begin your application process.
Get a quote
Use one of our designated quote tools at BMO Insurance, and ask your advisor if you have one.
Pick a policy
Select your policy term length and additional coverage benefits with an insurance advisor if you have one.
Complete application
Finalize your application with an insurance advisor.
Have questions about the insurance process? Give us a call.
Frequently asked questions about Insurance
Unfortunately, we currently don't provide policy information online. You can contact your Insurance Advisor, who has access to your information.
If you are unable to contact your advisor for some reason, please call us at 1-800-387-4483 or email BMO Insurance to discuss your policy.
You’ll need to provide a policy number so that we can verify that we can share the information with you.
Sign into your financial institution's online banking site or app where you normally pay bills. Add our company as a payee by entering the following information:
Payee Name: BMO LIFE ASSURANCE COMPANYAccount Number: 811 (plus your BMO policy number).
Note:The 811 is mandatory and needs to be included before your policy number.
You'll need to enter a separate account number for each BMO policy that you are paying.If you need assistance in setting this up, please contact your own bank.
Complete and email us the Change My Beneficiary Form on the Existing Customers page.
Submit a completed copy of the Name Change or Correction form.
Important: Remember to include your policy number, copies of required documents and signature on any correspondence you send to us.
We take complaints seriously and will work with you to rectify them. Learn more to determine the right contact details to escalate your issue to.
Insights and advice
Estate planning with life insurance: how the right policy can help
Estate planning is an emotional task with major financial consequences – it can feel overwhelming at times. On the bright side, you have many helpful tools at your disposal.
What is a segregated fund?
Segregated funds: Offered only by insurance companies, they give access to the growth potential of the markets, and their guarantees may mitigate volatility.
Teach students to budget with a term certain annuity
Learn how you can use a term certain annuity to help pay for a child’s education.
Contact us
There are various ways to get in touch. Choose your preferred method.
Call us
Please give us a call Monday – Friday from 9am to 6pm E S T.
Let us contact you
Have a licensed insurance advisor contact you.
Start your claim today
Learn more about our straightforward process to file a claim.