Win 1,000,000 Blue Points! footnote star
Join the waitlist to be first in line to apply for a BMO Blue Rewards credit card. Learn how you could win Points, prizes and unlock a limited-time welcome offer.*
The AIR MILES® footnote dagger Program will be transitioning to Blue Rewards
Get ready for Blue Rewards: an experience with new brand partnerships, exciting ways to earn Blue Points and exclusive offers made for you.
For now, you can continue to collect and redeem Miles as usual. And when Blue Rewards launches, your existing AIR MILES Rewards Miles will automatically transfer to Blue Points so you can continue collecting and redeeming rewards.
Existing BMO AIR MILES credit card holders can visit the AIR MILES transition page for more information.
Enjoy simple, everyday rewards designed to fit your lifestyle
Shop with brands you love and accelerate your rewards
We’re teaming up with more of your favourite brands, so you can shop at the places you already love and earn even more reward Points.
Earn everyday value everywhere
Enjoy Canada’s only retail credit cards with built-in accelerators on groceries, gas, electric vehicle charging and wholesale purchases. footnote 1
Earn more with a Blue Rewards Member Card
Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout. footnote 3
Earn ten times the Blue Points
Learn moreBook travel through Blue Rewards Travel, powered by Expedia, and shop at participating Partners to earn ten times the Points with your BMO Blue Rewards credit card. footnote 6,7,8,9
Get your welcome offer before it expires!
Get 25,000 footnote 4 Blue Points with a BMO Blue Rewards Mastercard®star
Join the waitlist by May 29 to secure this limited-time offer.
Get 115,000 footnote 5 Blue Points with a BMO Blue Rewards World Elite®star Mastercard®star
Join the waitlist by May 29 to secure this limited-time offer.
Be the first to apply for a BMO Blue Rewards credit card
Fields marked with an asterisk (*) are required.
Blue Rewards Frequently Asked Questions
For more details about the transition of the AIR MILES Program to Blue Rewards, visit our AIR MILES transition page.
Blue Rewards will be Canada’s everyday loyalty program - designed to reward you where it matters most. With unmatched breadth and depth of partners and redemption opportunities, Blue Rewards delivers real value on your everyday purchases, from groceries and gas to travel and lifestyle experiences. Whether you're earning or redeeming, it's a program built around your daily life, offering flexibility, choice, and meaningful rewards.
To be eligible for a chance to win 1,000,000 Points, you must not be a current BMO AIR MILES credit cardholder, sign up for the waitlist, and apply and be approved for the new BMO Blue Rewards credit card when invited. Look out for an email in Summer 2026 with your application link, and eligible customers will have a chance to win. The winner will be contacted in Fall 2026.
Blue Rewards launches in Summer 2026. Sign up for the waitlist to receive exciting details about brand partnerships and more from now until the launch.
Still have questions? Get key information about the transition to Blue Rewards
We’re working to make the transition of the AIR MILES Program to Blue Rewards as seamless as possible. Learn about what’s changing, what’s staying the same and what you can expect as we roll out the launch of Blue Rewards.
- ® Footnote dagger details Trademarks of AM Royalties Limited Partnership used under license by AIR MILES Loyalty Inc. and Bank of Montreal.
- Footnote star details No purchase necessary to enter. The contest runs from January 26, 2026, to August 31, 2026. Contest rules apply. Open to legal residents of Canada who have reached the age of majority in their province or territory of residence. Existing BMO AIR MILES credit card holders (including BMO AIR MILES World Elite Mastercard, BMO AIR MILES World Mastercard, BMO AIR MILES Mastercard, BMO Business AIR MILES Mastercard and BMO Business AIR MILES World Elite Mastercard) are not eligible to enter the contest.
- Footnote 1 details Based on competitive intelligence as of December 11, 2025. No other credit card issued by a Canadian Financial Institution offers bonus rewards earn, as part of their permanent product construct, in the categories of Gas/EV Charging, Grocery and Wholesale. Categories are classified by Mastercard’s “Merchant Category Code”, statement is based on merchants classified as Gas/EV Charging, Grocery & Supermarkets and Wholesale Clubs as of December 11, 2025.
- Footnote 2 details Subject to BMO Blue Rewards credit card type, terms and conditions apply.
- Footnote 3 details Earn twice when you use a BMO Blue Rewards credit card and show your Blue Rewards Card at Blue Rewards Partners. The amount of Blue Points you earn depends on the earn rate offered by the Blue Rewards Partner and the earn rate offered on your BMO Blue Rewards credit card.
- Footnote 4 details BMO Blue Rewards Mastercard cardholders can earn 25,000 Bonus Points 110 days after the credit card account open date when you spend a minimum of $1,500 on net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 110 days of account opening.
- Footnote 5 details BMO Blue Rewards World Elite Mastercard cardholders can earn up to 115,000 Points. Earn 60,000 Bonus Points 110 days after the credit card account open date when you spend a minimum of $5,000 on net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 110 days of account opening.
Earn an additional 20,000 Bonus Points 180 days after the credit card account open date when you spend a minimum of $10,000 on net card purchases within the first 180 days of account opening.
Earn a further 35,000 Bonus Points 365 days after the credit card account open date when you spend a minimum of $20,000 on net card purchases within the first 365 days of account opening.
Footnote 6 details BMO Blue Rewards Mastercard cardholders will get 5 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 0.5 Points per $1 spent on card purchases (“Base Points”) and the bonus of 4.5 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $500 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The “ten times the Points” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
Footnote 7 details BMO Blue Rewards World Elite Mastercard cardholders will get 10 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1 Point per $1 spent on card purchases (“Base Points”) and the bonus of 9 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $1000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The “ten times the Points” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
Footnote 8 details BMO Blue Rewards Business Mastercard cardholders will get 10 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1 Point per $1 spent on card purchases (“Base Points”) and the bonus of 9 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Multiplier Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $1,000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn base Points. The "ten times the Points" benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
Footnote 9 details BMO Blue Rewards World Elite Business Mastercard cardholders will get 12.5 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1.25 Points per $1 spent on card purchases (“Base Points”) and the bonus of 11.25 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $2,000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The "ten times the Points" benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
Blue Rewards and the Blue Rewards logo are trademarks of Bank of Montreal, used under license by BMO Blue Rewards, Inc. Partner, supplier and retailer trademarks are owned by the respective partner, supplier and retailer or authorized for their use in Canada.