Coming soon: Earn ten times the Blue Points at brands you love with BMO Blue Rewards credit cards
Get more out of every purchase with Blue Rewards – launching this summer. Shop at participating partner brands and earn ten times the Blue Points when you pay with your BMO Blue Rewards credit card. footnote 1, footnote 2, footnote 3, footnote 4

Win 1,000,000 Blue Points! footnote star
Join the waitlist and be the first to know about BMO Blue Rewards credit cards and you’ll automatically be entered for a chance to win 1,000,000 Blue Points footnote star, along with many other exciting prizes.

Enjoy the benefits of the all-new Blue Rewards Program
The AIR MILESregistered trademark, dagger Program is transitioning to Blue Rewards
In Summer 2026, the AIR MILESregistered trademark, dagger Program will transition to Blue Rewards – a loyalty program designed to make your experience simple and rewarding.
More brands, more rewards – plus perks for BMO customers
You can continue earning rewards from brands you already know and love. And soon, we’ll add even more brands, giving you new ways to earn every day!
Get ten times the Blue Points
With a BMO Blue Rewards credit card, you can earn ten times the Blue Points at participating Partners. That means for every $1 you spend, you’ll earn ten times the Blue Points and reach rewards even faster. footnote 1, footnote 2, footnote 3, footnote 4

ten times the Blue Points FAQs
The AIR MILESregistered trademark, dagger Program is transitioning to Blue Rewards. We’re introducing more places for you to earn and redeem Points so you can get more from your everyday spending.
No, you can sign up and collect Blue Points without a BMO credit card or bank account. However, having a BMO credit card and/or a BMO chequing account will help you accumulate more Points!
You can sign up on the AIR MILESregistered trademark, dagger website now, and you’ll be transitioned to Blue Rewards in the summer.
ten times the Points is a built‑in accelerator for BMO Blue Rewards credit cardholders. When you shop at participating partners and pay with your BMO Blue Rewards credit card, you earn ten times the Blue Points. footnote 1, footnote 2, footnote 3, footnote 4
ten times the Points is available in Canada at participating national and regional Partners. Currently, these partners include:
- Pharmasave
- Global Pet Foods
- Budget
- Avis
- TIMBER MART
- Alamo
- National Car Rental
- KENT – available in Atlantic Canada
- Irving Oil – available in Atlantic Canada
- Pitou Minou & Compagnons – available in Quebec
- Nova Scotia Liquor Corporation – available in Nova Scotia
- Newfoundland Labrador Liquor Corporation – available in Newfoundland and Labrador
- Manitoba Liquor Mart – available in Manitoba
For a complete list of current Partners during the transition period, please visit the AIR MILESregistered trademark, dagger website.
Air miles registered trademark, dagger Trademarks of Air Miles Royalties Limited Partnership used under license by BMO Blue Rewards, Inc.
Blue Rewards and the Blue Rewards logo are trademarks of Bank of Montreal, used under license by BMO Blue Rewards, Inc. Partner, supplier and retailer trademarks are owned by the respective partner, supplier and retailer or authorized for their use in Canada.
- Footnote star details No purchase necessary to enter. The contest runs from January 26, 2026, to August 31, 2026. Contest rules apply. Open to legal residents of Canada who have reached the age of majority in their province or territory of residence. Existing BMO AIR MILES credit card holders (including BMO AIR MILES World Elite Mastercard, BMO AIR MILES World Mastercard, BMO AIR MILES Mastercard, BMO AIR MILES No-Fee Business Mastercard, BMO AIR MILES Business Mastercard and BMO AIR MILES World Elite Business Mastercard) are not eligible to enter the contest.
- Footnote 1 details BMO Blue Rewards Mastercard cardholders will get 5 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 0.5 Points per $1 spent on card purchases (“Base Points”) and the bonus of 4.5 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $500 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The “ten times the Points” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 2 details BMO Blue Rewards World Elite Mastercard cardholders will get 10 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1 Point per $1 spent on card purchases (“Base Points”) and the bonus of 9 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $1000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The “ten times the Points” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 3 details BMO Blue Rewards Business Mastercard cardholders will get 10 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1 Point per $1 spent on card purchases (“Base Points”) and the bonus of 9 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Multiplier Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $1,000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn base Points. The "ten times the Points" benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 4 details BMO Blue Rewards World Elite Business Mastercard cardholders will get 12.5 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1.25 Points per $1 spent on card purchases (“Base Points”) and the bonus of 11.25 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $2,000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The "ten times the Points" benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 5 details Earn twice when you use a BMO Blue Rewards credit card and show your Blue Rewards Card at Blue Rewards Partners. The amount of Blue Points you earn depends on the earn rate offered by the Blue Rewards Partner and the earn rate offered on your BMO Blue Rewards credit card.