BMO No Annual Fee Student Credit Cards
Best BMO Cash Back Credit Card
Welcome offer: Get 5% cash back in your first 3 months.1
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d
Get cash back every time you spend, plus start building a healthy credit history.
No annual fee.3
Best BMO AIR MILES®† Credit Card
Get 3x the Miles for every $25 spent at participating AIR MILES Reward Partners.6
Get 1 Mile for every $25 in credit card purchases.5
Get AIR MILES back every time you spend, plus start building a healthy credit history.
No annual fee.3
How much do you spend on your credit card each month?
BMO CashBack® Mastercard®*
First Year Welcome Bonuscash back
Total Cash Back Earned1st Year
- Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.
BMO AIR MILES®† Mastercard®*
First Year Welcome BonusAIR MILES Reward Miles
Total Reward Miles earned1st Year
What’s the right rewards program for you?
Let’s keep it simple. Easily earn cash on all your purchases. Redeem your cash back how and when it best suits you.
- Conveniently cash out – You can choose if you want your cash as a recurring payment or as a lump sum. Redeem any time for as low as $1 or set up an automatic recurring deposit starting at $25.
- Feed the piggy bank – Choose to deposit your cash back into your BMO chequing, savings or InvestorLine account.
- Put it back on your card – Redeem your cash back as a statement credit.
Use your AIR MILES®† Reward Miles for more than just travel. You can also use them for merchandise, events, attractions and even AIR MILES Cash Rewards.
- Travel Rewards – Where will you go next? Book your flights, hotels, cruises, vacation packages and car rentals.
- Rewards – Use your Miles on something special for you or your home. Or how about a spa pass? Or movie tickets? There’s so much to choose from.
- AIR MILES Cash Rewards – Why wait? Instantly use your Miles online or in-store at participating Partners towards your everyday purchases.