BMO No Annual Fee Student Credit Cards


Best BMO Cash Back Credit Card


BMO CashBack® Mastercard®*

Get a response in under 60 seconds!

  • Welcome offer: Get 5% cash back in your first 3 months.1

  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d

  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.8

  • Get cash back every time you spend, plus start building a healthy credit history.

  • No annual fee.3


Annual fee3 $0
Purchases319.99%
Cash advances322.99%

Best BMO AIR MILES Credit Card


BMO AIR MILES®† Mastercard®*

We're making some changes.
Learn more.
Get a response in under 60 seconds!

  • Welcome offer: Get 950 AIR MILES Bonus Miles!4 That’s enough for $100 towards purchases with AIR MILES Cash.11

  • Get 2x the Miles for every $20 spent at participating AIR MILES Partners.6

  • Get 1 Mile for every $20 in credit card purchases.5

  • Get AIR MILES back every time you spend, plus start building a healthy credit history.

  • No annual fee.3


Annual fee3 $0
Purchases319.99%
Cash advances322.99%


Rewards Calculator


How much do you spend on your credit card each month?

Changing the calculator values will also change the potential rewards you could earn.
$0
$5,000

BMO CashBack® Mastercard®*


Rewards summary
First Year Welcome Bonus
cash back
Total Cash Back Earned
1st Year
Get 3% cash back on grocery purchases2b
Get 1% cash back on recurring bill payments2c
Get 0.5% cash back on all other purchases2d
  • Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.

BMO AIR MILES®† Mastercard®*

We're making some changes.
Learn more.

Rewards summary
First Year Welcome Bonus
AIR MILES Reward Miles
Total reward miles earned
1st Year
Get 2x the Miles for every $20 spent at participating AIR MILES Partners.6

Get 1 reward mile for every $20 in credit card purchases.5
travel
merchandise

Use of the AIR MILES calculator is for illustrative purposes only.
Based on the calculation that 20% of spend per month are purchases made at participating AIR MILE Partners. Values displayed as of August 17, 2020.

Enjoy more credit card benefits and earn extra rewards