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Samsung Pay with BMO

Add your BMO credit card to Samsung Wallet and use it anywhere tap to pay is available. It’s safe, secure and accepted worldwide.

Enjoy a faster, safer way to pay

  • Protect your purchases

    Each transaction requires your fingerprint or PIN. Plus, your card details are never stored on your phone.

  • Tap to pay in store

    Skip swiping or inserting your card. Just tap your Samsung Galaxy device at checkout to pay.

  • Check out faster online

    No need to enter your card details when you’re shopping online. Just choose Samsung Pay at checkout when it’s available.

  • Use it almost anywhere

    Samsung Pay is widely accepted, so you can use it at many of the places you already shop.

What’s the difference between Samsung Pay and Samsung Wallet?

Samsung Pay

Samsung Pay is the actual payment feature that lets you tap to pay with your card.

Samsung Wallet

Samsung Wallet is a digital wallet that stores your payment cards, boarding passes, membership cards and more.

In short: Samsung Wallet stores your cards. Samsung Pay is what you use to pay with them.

Add your card to the Samsung Wallet app

Step one

Get the app

Download Samsung Wallet footnote star :

Get it from the Galaxy StoreGet it from the Google Play™ Store

 Footnote star details  If you have a Samsung Galaxy device, Samsung Wallet should already be installed on your device.

Step two

Add your BMO credit card

Open the Samsung Wallet app and select “Add card (+)”.

Follow the instructions to add your eligible BMO Personal and Business credit cards. footnote 1 

Step three

You’re good to go!

Complete the verification process and you’re ready to use your card.

You can add additional BMO cards by repeating these steps.

How to use Samsung Pay

Step one

Step 1: Open Samsung Wallet

Open the Samsung Wallet app or swipe up on the bottom of your Samsung Galaxy device. Then, select the BMO credit card you want to pay with and use your fingerprint or PIN to use it.

Step two

Step 2: Tap to pay

Hold your phone over the card reader until it confirms your payment.

Frequently asked questions

  • You can use Samsung Pay almost anywhere you’d use a physical credit card. If the symbols for contactless payments or Samsung Pay are displayed, you can tap to pay.

    Plus, if you’re shopping outside of Canada, you can use Samsung Pay to pay with your credit card.

  • To set up Samsung Pay on your Galaxy Watch:

    1. Open Samsung Wallet on your watch
    2. Follow the instructions to set up your PIN
    3. Then follow the instructions on your Samsung Galaxy phone to add your eligible BMO credit card

    To buy things with Samsung Pay on your Galaxy Watch, hold down the back button to open Samsung Pay. Then scan your watch on the card reader.

  • You can set up your BMO credit card as the default card on both your Samsung Galaxy Smartphone and Watch.

    To do it on your Samsung Galaxy Smartphone:

    1. Open Samsung Wallet
    2. Open the Menu and select the Settings icon
    3. If prompted, enter your PIN or use your fingerprint to confirm your identity
    4. Select Quick access and default card
    5. Select Set default card
    6. Turn the feature on by toggling the switch
    7. To finish, select which BMO credit card you want to set as your default payment card

    To do it on your Samsung Galaxy Watch:

    1. Open Samsung Wallet on your watch
    2. Follow the instructions, which include setting up your PIN
    3. Then on your Samsung Galaxy smartphone, follow the instructions to add your BMO credit card to your watch

  • If you’re having trouble registering your BMO credit card on Samsung Pay, you can try:

    • Checking your BMO credit card to make sure you’ve entered your card details correctly
    • Confirming that your BMO credit card is eligible for Samsung Pay footnote 1 
    • Checking that your device is compatible with Samsung Pay
    • Updating your device to the latest version of Android
    • Making sure you’re in a supported country or region

  • If your BMO Personal or Business credit card is lost or stolen or you notice unusual activity on your account, let us know as soon as possible. You can report it through Online Banking or Mobile Banking, or by visiting your nearest branch.

    To report it online:

    • Sign in to your BMO account through Online Banking or Mobile Banking
    • Select My Accounts
    • Select the card that’s lost or stolen
    • Choose Manage card and follow the instructions

    Learn more about reporting your card as lost or stolen.

    If your Samsung device is lost or stolen, use SmartThings Find to remotely lock it or turn off the ability to pay with Samsung Wallet.

  • What should I do if I use Samsung Pay and my BMO credit card is expiring?

    You can use Samsung Pay to make payments with your BMO Personal and Business credit cards until they expire.

    When the expiry date is coming up, we’ll mail you a new card. To start using it, you must activate it. Once you’ve activated your card, it will automatically be ready to use in Samsung Wallet.

    How do I return something that I bought using Samsung Pay?

    Returns with Samsung Pay are the same as returning something with your physical credit card. If you’re returning an item in-store, bring the device you used to make the purchase. If you’re asked for the last 4 digits of your virtual account number, you can find them in the Samsung Wallet app on the card details screen.

    How secure is Samsung Pay?

    Samsung Wallet is protected by Samsung Knox, which safeguards important user data with fingerprint recognition and encryption. It secures sensitive data in a separate space to help protect against potential threats.

    By creating a unique virtual card number for your payment information, your name and full card details are never shown in the app and never shared with the store you’re shopping at. If your phone is ever lost or stolen, you can find, lock and erase it using SmartThings Find. Because you need to use your fingerprint or PIN to buy something with Samsung Pay, it’s just as secure as using your actual card and PIN.

    Will I still collect loyalty rewards if I use Samsung Pay?

    Yes, you’ll continue receiving all the rewards, benefits and security your BMO credit card offers. Because Samsung Pay can only be used to make purchases, you might need to show your loyalty card when making payments to receive your rewards or benefits.