The best BMO student credit cards with no annual fee!
BMO SPC®** CashBack® Mastercard®*
BMO SPC®** AIR MILES®† Mastercard®*
Welcome offer: Get up to 800 AIR MILES Bonus Miles4. Plus Get double the Miles on every purchase at participating AIR MILES Partners6.
Get 1 reward mile for every $20 in credit card purchases5.
SPC®** discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores
No annual fee3.
Rewards Calculator
How much do you spend on your credit card each month?
BMO SPC®** CashBack® Mastercard®*
Rewards summary
First Year Welcome Bonus
cash backTotal Cash Back Earned
1st Year- Use of the cash back calculator is for illustrative purposes only. Values displayed valid as of November 30, 2018.
BMO SPC®** AIR MILES®† Mastercard®*
Rewards summary
First Year Welcome Bonus
AIR MILES Reward MilesTotal reward miles earned
1st YearUse of the AIR MILES calculator is for illustrative purposes only.
Based on the calculation that 20% of spend per month are purchases made at participating AIR MILE Partners. Values displayed as of May 16, 2018.
Enjoy more credit card benefits and earn extra rewards
Extended Warranty7
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.
Purchase Protection7
Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
BMO Extra Deals
Get exclusive deals and access to concerts, movies premiers, sports and more with BMO Extra Deals!