As members of the Canadian Franchise Association, we understand franchising and can offer you specialized expertise and strong business and financial support to ensure the success of your venture.


Our depth of experience with franchising, along with our customized financial solutions, can help you navigate the franchise marketplace and meet your other banking needs.


Help me choose a Business Bank Account

We can help you choose with six simple questions.

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Financing solutions for franchise owners



Operating Line of Credit


  • Borrow exactly what you need for your franchise, when you need it1
  • Simply write a cheque to access funds
  • Automatically receive a credit against outstanding loans when you make a deposit

Core Inventory Financing


  • Fulfill orders without tying up your working capital

Capital Expenditure Loans


  • Perfect when you need access to cash to buy and install equipment, furniture, fixtures and leaseholds for your franchise
  • Our capital financing can help make those purchases possible1

Real Estate Financing


  • Our specialized financing1 can help you acquire new property or expand existing premises
  • Ideal if you need to purchase land, buildings, start new construction or make major renovations to your outlet

Payment and payroll solutions

ADP®† Payroll

ADP®†** Payroll


Make payday easier!


  • Pay your employees on time, every time.
  • Feel confident that employees will be paid and taxed accurately.
  • Automate Records of Employment, T4s and pay statements.


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payment solutions


  • Help enhance your cash flow. With Moneris, you can accept credit and debit card payments online, in-store, curbside or on-the-go.


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Resources from your industry


Franchising may account for more than 40% of all retail sales in North America, but does that mean it’s a good business opportunity for you? Our extensive online franchising resources – and our team of National Franchising Services experts – can help you answer that question and any others you may have about the industry


Read more about Franchise Resources


®Registered trade-mark of Bank of Montreal

®** ADP and the ADP Logo are registered trademarks of ADP, LLC. All other marks are the property of their respective owners. Services referenced herein are provided by ADP Canada Co. ADP Canada Co. is not a member of BMO Financial Group. Copyright © 2014, ADP Canada Co.

®***MONERIS and MONERIS SOLUTIONS & Design, PAYD and Design are registered trade-marks of Moneris Solutions Corporation.

1Subject to meeting Bank of Montreal's usual credit granting criteria.