BMO CashBack Business Mastercard
Make the most of your purchases with our cash back credit card. Get money back on all your business expenses.
$0 annual fee
Get even more perks with your business card
- Get up to 22 additional cards so employees can easily make purchases on behalf of your business6
- Use your card anywhere Mastercard is accepted – BMO credit cards are accepted at more than 30 million locations worldwide
- Enjoy an easier way to pay with tap & go®* and pay for your purchases without swiping or inserting your card
- Enjoy our 90-day purchase protection and extended warranty protection of up to one additional year on items you charge to the card9
- Get protection against employee card abuse with our Liability Waiver Program10
Find out how much cash back you can get
Enter how much you think you'll spend each month using your business credit card to calculate your cash back.
Before you apply, here are some things to know
Sole proprietorship
- Personal identification (like a driver’s license or a passport)
- If you’re using a registered Trade Name, you’ll also need:
- Trade Name Registration
- Master Business License
Corporation
Here's what you need:
- Complete Articles of Incorporation
- Letters Patent/Company Charter
- Articles of Amendment
- Articles of Amalgamation
- Corporate Profile Report
- Annual/Statutory Return
- Certificate of Status
- Certificate of Compliance/Existence and any filings under the applicable provincial securities legislation, such as financial statements
- Financial statement or annual report signed by independent accounting firm
- Government Assessment
- Corporate search
- Trade Name Registration
- Master Business License
- Identification Requirements
- Name, address, occupation or nature of primary business
- Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25 per cent or more of your business
- Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
- Name and occupation information for any directors or officers
- Name, address, occupation or nature of primary business
- Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25 per cent or more of your business
- Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
- Name and occupation information for any directors or officers
Partnership
Here's what you will need:
- Partnership Registration (if applicable)
- Partnership Agreement
- Limited Partnership Agreement
- Certificate of Limited Partnership/Declaration of Limited Partnership/Application for Registration of a Limited Partnership
- Trade Name Registration
- Master Business License
- Name, address, occupation or nature of primary business
- Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25 per cent or more of your business
- Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
- Name and occupation information for any directors or officers
Unincorporated association
Here's what you will need:
- Articles of Association
- Copy of by-laws or constitution disclosing names and titles of directors and/or officers
- A letter from the organization disclosing who has the authority to open and operate the account
- Name, address, occupation or nature of primary business
- Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25 per cent or more of your business
- Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
- Name and occupation information for any directors or officers
Added protection for peace of mind
- Our Liability Waiver Program protects your business against employee card abuse.10
Zero liability
You won’t be liable for most cases of unauthorized purchases made in person, over the phone or online. Get the details.
Your security is our priority
BMO Business Mastercard is now more secure than ever thanks to chip technology. Your card contains an embedded microchip, which is encrypted and extremely difficult to counterfeit.
Toll-free customer service
Call 1-844-385-5055 toll-free for customer service in English, French, Cantonese or Mandarin.
CashBack Business Mastercard frequently asked questions
Once you have your card, visit www.bmocashback.com to register and select how you want to redeem your cash back.
You can access your cash back rewards whenever you’d like! Just select from the various options on www.bmocashback.com for how you want to receive your cash back rewards.
We’ve got all your banking needs covered
Loans and lines of credit to grow your business
We offer low rates and flexible lending options so you can get the funding you need to take your business to the next level.
Pair it with a personal credit card
Our personal credit cards come with great benefits and rewards, and help you keep your personal and business finances separate.
Take the next step toward better business banking
Give us a call
Call us to apply for a credit card or ask questions.
Apply online
Get approved for a new card online in minutes.
Visit us
Make an appointment at your nearest branch to discuss your business needs.
