Consolidate business spending with a One Card

Comprehensive data capture:

• Travel: Capture of airline itinerary, airline ticket number, travel agent name, airline class of service, passenger name and hotel folio data
• Purchasing: Suppliers with upgraded systems are able to provide incremental data, including sales tax amount, tax ID number and in many cases, the full line-item detail
• Fleet: Fuel vendors utilizing enhanced data such as type of fuel purchased, quantity of fuel, unit price and actual sales tax paid
• Payment flexibility: The organization can make one payment for the outstanding balance using the central billing method or allow employees to make individual payments (see Statements and Billing Options below)

• Declining Balance option is available to facilitate and control employee spending for a particular project, or to assist departments or employees with a fixed budget on a specific corporate spend initiative. This functionality ‎depletes credit availability as purchases are made and the available credit does not replenish when payments are applied
• Department Cards issued in the name of a department, are cardless accounts which help centralize spend
• Digital payments: Make purchases with your smartphone using Apple Pay^®, opens in a new window, Google Pay^{™, opens in a new window}.

• Corporate Billing/Corporate Payment: Organization receives a monthly invoice for all Cardholder activity from BMO and is responsible for payment

• Individual Billing/Individual Payment: Cardholder receives a monthly statement from BMO and is responsible for payment. Or, Cardholder can submit an expense report and the company issues a payment to BMO for all authorized charges

• Cost and time savings: a single program to administer and maintain
• Employee convenience: a single card account to pay for multiple types of business expenses – travel, purchasing and fleet
• Improved supplier negotiations: centralized data on all expenditures
• Global acceptance: BMO Purchasing Card is accepted worldwide at Mastercard^®* merchants and at millions of ATMs worldwide

• Global 24/7 access for emergency (lost or stolen) card replacements
• Ensure your corporation is protected from unauthorized and non-business expenses, mitigate risk and protect against employee misuse
• Includes comprehensive travel insurance and assistance benefits to provide peace of mind when conducting business away from home