You may want to leave something extra for your loved ones or ensure that funeral costs and other final expenses are covered. If you're between 50 and 80, EasyOne Life Insurance can provide your beneficiary with a cash benefit to help settle your financial affairs or use it any way they choose.


You're guaranteed coverage as long as you can confirm you don't have a Serious IllnessSerious Illness:
(a) In the 5 years prior to the Effective Date, you have been diagnosed with or had symptoms of heart disease, stroke, high blood pressure (greater than 160/110), diabetes mellitus requiring insulin, chronic renal disease, chronic obstructive pulmonary/lung disease (COPD/COLD) [e.g. chronic bronchitis or emphysema], cirrhosis of the liver, cancer (all types, including leukemia, Hodgkin's disease, lymphoma) or hepatitis C; or
(b) Prior to or on the Effective Date you were under treatment or medication for any of the conditions listed in (a) other than high blood pressure; or
(c) Prior to or on the Effective date, you had a positive HIV test or were treated, counselled or told that you have AIDS (acquired immune deficiency syndrome), or any other immunological disorder [such as systemic lupus erythematosus (SLE, lupus)]; or
(d) Prior to or on the Effective Date, you have been told you have or you have received treatment for dementia including Alzheimer's, amyotrophic lateral sclerosis (ALS, Lou Gehrig's disease), multiple sclerosis (MS), Parkinson's, cystic fibrosis or muscular dystrophy.
. In addition to your insurance benefit, you also have access to the Helping Hands® health and wellness assistance program.



  • Fast and easy enrolment
  • Access to Helping Hands, a health and wellness program to help you take care of your family and yourself.
    Helping Hands also gives you access to referral services, helping you find home, child and elder care services in your area
  • Arrangements may be made to return your remains at no charge to your family or state if you pass away more than 200 km from home1.

Key features


  • Benefit levels range from $2,500 to $25,000
  • Get confidential 24/7 support from the Helping Hands program while the
    policy is in force
  • Provides a tax-free cash benefit2 paid to your beneficiary following your death
  • Immediate coverage from the day we receive your completed application and you provide a declaration of health confirming you don't have a Serious Illness
  • You have a 30-day free look, cancel any time within the first 30 days with no further obligation





Online quote


See how much EasyOne Life will cost


Get a quote


What is your birthdate?



What is your gender?



Have you used any tobacco, nicotine substitutes or marijuana in the past 12 months?



How much coverage do you need?



How often would you like to pay?




Buy now

What's not covered


Your beneficiary will not receive benefits if:


  • You provide false, incorrect or incomplete information during the application process.
  • Your death results from suicide within two years from the date your policy comes into effect. We will refund your premiums in this case.


This information is only a summary. Actual terms, exclusions and limitations are explained in the policy.

Who qualifies


  • Canadian residents ages 50 to 80
  • You're automatically approved if you can sign a declaration of health that says you have no Serious Illness

How to buy


  • Apply over the phone or online
  • Pay premiums monthly or yearly by credit card or automatic withdrawal from your bank account

Back to Life Insurance

Have questions?


Insurance issued by BMO Life Assurance Company


®Helping Hands services provided by Shepell●fgi L.P. Registered trademark of Shepell●fgi L.P., used under license.


  1. Service provided by Helping Hands if you pass away more than 200 km from your Canadian residence. Arrangement will cover transportation of remains to your Canadian residence.
  2. Under current tax legislation. Any interest earned during the claims process may be taxable.