Healthcare professionals





Whether you are just starting out, or well established in your field, our specialized solutions for chiropractors, dentists, medical doctors, optometrists, pharmacists and veterinarians can help you meet the unique banking and financing demands of your healthcare practice.


We can help you develop your practice into whatever you want it to be.



Banking for student professionals


If you are a Canadian citizen or landed immigrant, enrolled in a post-secondary school or university and need access to funds as you pursue your professional designation, our student lines of credit1 designed for professional and medical students allow you to borrow only what you need when you need it.



Banking for dentists and medical doctors


Thinking about setting up your own practice? Or do you already have things running smoothly? Maybe you have plans for a renovation or expansion. Let us help. We have healthcare financial specialists ready to talk about financing, cash flow management, tax planning, investments and more. Check in with us and give your finances a check-up.


Help me choose a Business Bank Account

We can help you choose with six simple questions.

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Credit Cards


BMO World Elite®* Business Mastercard®*


Earn rewards on all your purchases and get the lowest interest rate of our business cards.



Learn more


BMO AIR MILES®† World Elite®* Business Mastercard®*


Get AIR MILES and fly sooner with our highest earn rate.



Learn more


BMO CashBack® Business Mastercard®*


Get cash back for all the spend on your card.




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BMO AIR MILES®† No-Fee Business Mastercard®*


Turn your day-to-day business spending into Miles you can use.



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Financing solutions


Real Estate Financing


  • Our specialized financing1 can help you acquire new property or expand existing premises
  • Ideal if you need to purchase land, buildings, start new construction or make major renovations

Operating Line of Credit


  • Borrow exactly what you need for your business, when you need it1
  • Simply write a cheque to access funds
  • Automatically receive a credit against outstanding loans when you make a deposit

Capital Expenditure Loans


  • Perfect when you need access to cash to buy and install equipment, furniture, fixtures and leaseholds for your business
  • Our capital financing can help make those purchases possible1

Payment and payroll solutions

ADP®† Payroll

ADP®†** Payroll


Make payday easier!


  • Pay your employees on time, every time.
  • Feel confident that employees will be paid and taxed accurately.
  • Automate Records of Employment, T4s and pay statements.


Learn more
Monneris available on variety of devices

payment solutions


  • Help enhance your cash flow. With Moneris, you can accept credit and debit card payments online, in-store, curbside or on-the-go.


Learn more

Resources from your industry

®Registered trade-mark of Bank of Montreal

TM*/®* Mastercard and World Elite are registered trademarks and the circles design is a trademark of Mastercard International Incorporated. Used under license.

®†AIR MILES is a trademark of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Bank of Montreal.

®**ADP and the ADP Logo are registered trademarks of ADP, LLC. All other marks are the property of their respective owners. Services referenced herein are provided by ADP Canada Co. ADP Canada Co. is not a member of BMO Financial Group. Copyright © 2014, ADP Canada Co.

®***MONERIS and MONERIS SOLUTIONS & Design, PAYD and Design are registered trade-marks of Moneris Solutions Corporation.

1Subject to meeting Bank of Montreal's usual credit granting criteria.


2Offer is cumulative over the statement period. Award of CashBack rewards is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, payments, credit or debit adjustments) and is subject to the CashBack Terms and Conditions and BMO MasterCard for Business Account Agreement. The number of CashBack rewards will be rounded down to the nearest cent number. Fractions of CashBack rewards will not be awarded.


3Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. See your branch; call the Customer Contact Centre at 1-800-263-2263, or visit for current rates and fees.