The AIR MILESAir miles registered trademark, dagger Program has transitioned to Blue Rewards
Blue Rewards is a new loyalty program designed to make your experience simple and rewarding. With enriched benefits, expanded partnerships, and a streamlined, personalized digital experience, Blue Rewards helps you earn, redeem and make real financial progress.
Important dates
- January 25, 2026: A simplified experienceAs of January 25, 2026, your Cash Miles™ and Dream Miles™ are combined into one balance. This means you’ve got more choice and flexibility in how you redeem Miles, from in-store rewards to eVouchers, merchandise, travel and more.
- January 26, 2026: Continue using MilesYou can keep earning and redeeming your AIR MILESAir miles registered trademark, dagger Reward Miles as usual.
- March 2026: Better Travel ProgramWe’re expanding our travel rewards through our relationship with Expedia Group, offering more flights, hotels, and car rentals. footnote 3
- Spring 2026: Blue Rewards partnerships announcement You'll continue earning Miles with 400+ brands you know and love, plus more to come once AIR MILESAir miles registered trademark, dagger transitions to Blue Rewards.
- June 2026: Blue Rewards LaunchThe AIR MILESAir miles registered trademark, dagger Program has transitioned to Blue Rewards, offering flexible benefits, expanded partnerships, and opportunities for BMO clients to earn and redeem Points.
What this means for you
Your Miles are now Blue Points
Your Reward Miles have converted to Blue Points.
Your BMO credit card and bank account will keep working as usual
You’ll have even more ways to earn Blue Points now. You can continue using your current credit or debit card.
Enjoy a simple, flexible rewards experience
With Blue Rewards, it’s easy to earn and redeem Blue Points with an enhanced network of over 400 brands. Plus, you get exclusive benefits just for being a BMO customer.
No action required on your part
If any action is needed from you, such as reviewing new program details or activating your new card, we’ll let you know clearly and ahead of time.
What is Blue Rewards?
The AIR MILESAir miles registered trademark, dagger Program has transitioned to Blue Rewards. We’re introducing more places for you to earn and new ways to redeem Points so you can get more from your everyday spending.
FAQs
General
The AIR MILESAir miles registered trademark, dagger Program has transitioned to Blue Rewards. We’re introducing more places for you to earn and redeem Points so you can get more from your everyday spending.
You can become a Member on the Blue Rewards website today.
No, these are different rewards programs. The AIR MILESAir miles registered trademark, dagger Program has transitioned to Blue Rewards. BMO Rewards is a separate rewards program available only with select BMO credit cards.
The AIR MILESAir miles registered trademark, dagger Program is now Blue Rewards. Our Customer Care Team is available at 1-877-225-5266 to answer any questions you may still have.
New partners: New strategic partners including Instacart, Thai Express, Jugo Juice, Mucho Burrito, Manchu Wok, Mr. Sub and Pizza Delight — adding greater everyday value for Members. More details and new partner announcements are coming soon.
Continued value: In addition to our new partners, you will continue to earn at many of the existing brands and partners you’ve come to know and love.
Simplified travel platform: To give members more choice and flexibility, Blue Rewards is expanding its travel offering through Expedia Group. This means access to more flights, hotels and car rentals –all powered by Expedia’s trusted technology and extensive inventory – making it easier than ever to plan and book your next trip.
Points and rewards
Your Reward Miles have converted to Blue Points, with no loss in value. Your AIR MILESAir miles registered trademark, dagger Collector number is now your Blue Rewards Member number.
No, your existing AIR MILESAir miles registered trademark, dagger Reward Miles have automatically converted to Blue Points with no loss in value.
You can access your Blue Rewards Summary on your Mastercard monthly statement. It will display the number of Points you got on purchases for the stated period but won’t include Points from bonus or promotional offers.
You can also check your Points and balances on your Blue Rewards Member Summary statement, and through the Blue Rewards website.
Your AIR MILESAir miles registered trademark, dagger Reward Miles have been converted to Blue Points with no loss of value.
1,500 Points = $10*
*When redeemed in store at participating partners or on eGift (formerly eVouchers); standard daily Points usage limits and terms and conditions apply. Other forms of redemptions are subject to separate terms, conditions and redemption rates. Visit bluerewards.ca/value for full details.
Credit cards
You can continue to use your credit card and account as usual; there will be no interruptions. As part of the change, you will start earning Blue Points instead of Miles, and will have even more ways to earn Blue Points.
You can keep using your credit card as usual; your physical credit card and credit card number will not change. Your Miles have automatically converted to Blue Points.
No, your credit score will not be affected.
You will have even more ways to earn Blue Points, plus we’re bringing you new brand partnerships, exclusive offers and enhanced experiences. Stay tuned for more exciting updates coming soon.
The AIR MILESAir miles registered trademark, dagger Program has transitioned to Blue Rewards. BMO Rewards is a separate rewards program available only with select BMO credit cards.
The BMO Blue Rewards credit card is the only retail credit card in Canada footnote 1 with built-in accelerators on gas, grocery and wholesale purchases, helping you earn points faster on everyday essentials.
Yes, Maple benefits are included with the World Elite business credit cards and will continue as part of your card benefits.
Chequing Account
Your AIR MILESAir miles registered trademark, dagger Chequing Account has become your Blue Rewards Chequing Account. You will earn Blue Points instead of AIR MILESAir miles registered trademark, dagger Reward Miles.
We’ll continue to provide you with exciting offers, including offers that allow you to earn Bonus Points.
No, your monthly plan fee for the Blue Rewards Chequing Account will remain the same as your previous monthly plan fee for the AIR MILESAir miles registered trademark, dagger Chequing Account.
No, this change will not affect how you use BMO Online Banking or the BMO Mobile Banking app.
New to BMO
No, you can sign up and collect Blue Points without a BMO credit card or bank account. However, having a BMO credit card and/or a BMO chequing account will help you accumulate more Points!
You can sign up on the Blue Rewards website now.
You collect Points on eligible purchases when you show your Blue Rewards Member card or use a Blue Rewards credit card or debit card to pay. Your everyday spending adds up to rewards you can use.
Get all the details about redeeming Points on the Blue Rewards website.
Earn ten times the Blue Points
Learn moreBook travel through Blue Rewards Travel, powered by Expedia, and shop at participating Partners to earn ten times the Points with your BMO Blue Rewards credit card. footnote 4 footnote 5 footnote 6 footnote 7
registered trademark, dagger Trademarks of AM Royalties Limited Partnership used under license by AIR MILES Loyalty Inc. and Bank of Montreal.
Blue Rewards and the Blue Rewards logo are trademarks of Bank of Montreal, used under license by BMO Blue Rewards, Inc.
- Footnote 1 details Based on competitive intelligence as of December 11, 2025. No other credit card issued by a Canadian financial institution offers bonus rewards earn, as part of their permanent product construct, in the categories of Gas/EV Charging, Grocery and Wholesale. Categories are classified by Mastercard’s “Merchant Category Code”, statement is based on merchants classified as Gas/EV Charging, Grocery & Supermarkets and Wholesale Clubs as of December 11, 2025.
- Footnote 2 details Subject to Blue Rewards credit card type, terms and conditions apply.
- Footnote 3 details With the exception of cruises.
- Footnote 4 details BMO Blue Rewards Mastercard cardholders will get 5 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “10x the Points” multiplier is based on the base earn rate of 0.5 Points per $1 spent on card purchases (“Base Points”) and the bonus of 4.5 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $500 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The “ten times the Points” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 5 details BMO Blue Rewards World Elite Mastercard cardholders will get 10 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “10x the Points” multiplier is based on the base earn rate of 1 Point per $1 spent on card purchases (“Base Points”) and the bonus of 9 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $1000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The “ten times the Points” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 6 details BMO Blue Rewards Business Mastercard cardholders will get 10 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “10x the Points” multiplier is based on the base earn rate of 1 Point per $1 spent on card purchases (“Base Points”) and the bonus of 9 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Multiplier Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $1,000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn base Points. The "ten times the Points" benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 7 details BMO Blue Rewards World Elite Business Mastercard cardholders will get 12.5 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “10xten times the Points” multiplier is based on the base earn rate of 1.25 Points per $1 spent on card purchases (“Base Points”) and the bonus of 11.25 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $2,000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The "ten times the Points" benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.