BMO® AIR MILES®† Business Mastercard®*
Welcome Offer: Get up to 3,000 AIR MILES Bonus Miles. Plus we’ll waive the annual fee for the first year1.
Earn 1 AIR MILES Reward Mile on every $10 in credit card purchases2
Our range of business credit cards were developed with your spending needs and habits in mind, to keep your business costs low and your rewards high.
Calculate your AIR MILES Reward Miles
What to bring when applying in branch?
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If operating under a registered Trade Name, bring one of the following:
- Trade Name Registration
- Master Business License
Personal Identification for owner
If your business has been in existence less than 18 months, bring one of the following:
- Complete Articles of Incorporation
- Letters Patent/Company Charter
- Articles of Amendment
- Articles of Amalgamation
- Corporate Profile Report
If your business has been in existence more than 18 months, in addition to the above documents, bring one of the following:
- Annual/Statutory Return
- Certificate of Status
- Certificate of Compliance/Existence and any filings under the applicable provincial securities legislation, such as financial statements
- Financial statement or annual report signed by independent accounting firm
- Government Assessment
- Corporate search
If operating under a registered Trade Name, bring one of the following:
- Trade Name Registration
- Master Business License
- Identification Requirements
- Name, address, occupation or nature of primary business
- Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25 per cent or more of your business
- Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
- Name and occupation information for any directors or officers
Identification Requirements
- Name, address, occupation or nature of primary business
- Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25 per cent or more of your business
- Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
- Name and occupation information for any directors or officers
If your business is a General Partnership, bring the following:
- Partnership Registration (if applicable)
- Partnership Agreement
If your business is a Limited Partnership, the following:
- Limited Partnership Agreement
- Certificate of Limited Partnership/Declaration of Limited Partnership/Application for Registration of a Limited Partnership
If operating under a registered Trade Name, bring one of the following:
- Trade Name Registration
- Master Business License
Identification Requirements
- Name, address, occupation or nature of primary business
- Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25 per cent or more of your business
- Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
- Name and occupation information for any directors or officers
If your business has been formally established, bring one of the following:
- Articles of Association
- Copy of by-laws or constitution disclosing names and titles of directors and/or officers
If not formally established, bring:
- Letter from the organization disclosing who has the authority to open and operate the account
Identification Requirements
- Name, address, occupation or nature of primary business
- Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25 per cent or more of your business
- Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
- Name and occupation information for any directors or officers
Ready to apply for the card?
Cardholder Agreement
A detailed explanation of your rights and responsibilities as a BMO Business Mastercard cardholder.
Terms and Conditions
This guide outlines in detail the terms and conditions governing the AIR MILES Reward Program.
Have Questions?
BMO AIR MILES Business Mastercard Terms & Conditions
- BMO AIR MILES Business Mastercard applications must be received between February 5, 2018 and July 31, 2018 (the “Offer Period”) to be eligible for the following Bonus Miles and Annual Fee Waiver (“Offer”):
AIR MILES Bonus Miles Offer: Get 1,000 Bonus Miles after your first BMO AIR MILES Business Mastercard purchase. Receive an additional 2,000 Bonus Miles when you spend a minimum of $5,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) on purchases using the Credit Card within the first three (3) months from the Credit Card account open date. The additional Bonus Miles will be credited to your AIR MILES Collector Account within sixty (60) business days following the qualifying $5,000 spend. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting.
Annual Fee Waiver Offer: The annual fee of $120 for the primary owner’s card will be waived for the first year. The primary owner’s annual card fee applies after the first year and will appear on your account statement twelve (12) months after the account open date. If an additional cardholder is added to the account within the first year, the Additional Card annual fee of $50 per card will be charged at a prorated rate and will not be waived or rebated.
All Offers are subject to change or be withdrawn without notice. Limit of one of each Offer per Collector Number. Existing BMO AIR MILES Business Mastercard customers who cancel their card during the “Offer Period” and existing BMO Mastercard customers who transfer into this Credit Card product during the “Offer Period” are not eligible for the Offers. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled. - Offer is cumulative over the statement period. Award of Miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions and the BMO Business Mastercard Cardholder Agreement. The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded.
- Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include balance transfers, cash-like transactions and Mastercard cheques. Visit bmo.com/yourbiz for current rates and fees; call the Customer Contact Centre at 1-844-385-5055, or visit your branch.
- Please refer to your BMO Mastercard Cardholder Agreement for more information.
- Offer is cumulative over the statement period. Miles will be earned on purchases made at Shell locations in Canada (including, Beaver, Turbo and Payless) to a maximum of $2,500 in any monthly billing period. The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded.
- Subject to terms and conditions, including limitations, exclusions and other important information contained in the Certificate of Insurance, which is sent to new cardholders. Insurance benefits provided by Allianz Global Risks US Insurance Company (Canadian Branch).
- Subject to terms and conditions, including limitations, exclusions and other important information contained in the BMO Mastercard Liability Waiver Program description, which is sent to new cardholders. Program benefits provided by Royal & Sun Alliance Insurance Company of Canada.
- TM/® Trademarks of Bank of Montreal.
- TM*/®* Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Used under license.
- ®†/TM† Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Bank of Montreal.
- ®‡‡ Registered trademark of Shell Canada Limited. Used under license by Shell Canada. Used with permission by Bank of Montreal.