Changes to your property taxes and hazard, flood or other required insurance may cause your total monthly mortgage payment to change periodically during the term of your loan. You should always talk to your BMO Mortgage Banker to determine the product that is right for you. Other factors not covered by this mortgage selector tool may affect your mortgage product decision including, for example, your personal financial circumstances and the amount of time over which you want to repay your loan. The information provided on this website is intended to provide general educational information based on the information you provided. Accuracy is not guaranteed and products may not be available for your situation. This website is not intended to serve as the basis for your financial planning decisions. Banking products and services are provided by BMO Bank N.A. and are subject to bank and credit approval.