Switching to BMO is as simple as 1-2-3
Consolidate your deposit accounts for convenience and control. Once you have a deposit account with us, we do all we can to simplify your banking. That's why we make it easy to switch direct deposits and automatic payments from other financial institutions in three simple steps.Â
Don't have an account yet? Start here: BMO Personal Checking
BMO Switch Kit
Step 1: Set up direct deposit
Complete a Direct Deposit transfer form (PDF, 489KB)
Provide the form to your employer’s Human Resources or payroll processing contact.
You may be able to set up direct deposit via an online employee portal so make sure to ask your employer if this is an option.
Step 2: Transfer automatic payments (ACH transactions)
Complete an Automatic Payment Change Form (PDF, 496KB)
Provide a completed form to each payee or biller.
Step 3: Close your old account
Make sure all outstanding checks and ATM/debit card transactions have cleared and direct deposits and automatic withdrawals are appearing on your BMO account statement.
Complete an Account Closing Form (PDF, 41.1 KB) and submit it to your former bank.
You'll need Adobe Reader to view and complete the forms.
Need more help? Check out our Switch Kit FAQs (PDF, 826KB).
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- Banking products and services are subject to bank and credit approval and are provided in the United States by BMO Bank N.A. Member FDICÂ
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- Certain conditions and limitations apply. The Digital Banking Guarantee applies to personal accounts only and does not apply to commercial or business accounts. Please see the BMO Digital Banking Agreement found at bmo.com/en-us/legal for details.
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