adviceDirect Premium
Receive dedicated support from our advisory team and comprehensive financial planning as you invest online. adviceDirect Premium is available for investors who hold $500,000 or more with adviceDirect.
Dedicated advisor relationship
The adviceDirect Premium advisory team is with you every step of the way. They complement the recommendations you receive from , assist with your day-to-day investment needs, and schedule regular portfolio reviews to keep you on track with your goals and make sure you invest with confidence.
Goal based planning
You’ll have the opportunity to work with BMO Financial Planning professionals to develop a plan for goals like retirement, education and estate planning. You can also access digital tools like to give you a better perspective on your finances.
Exclusive research and articles
Your Premium advisory team will share exclusive research and investing articles that help keep you on track to achieving your goals. Stay up to date in an ever-changing market with industry leading content from BMO Capital Markets, Morningstar, MarketGrader and MSCI-powered ESG data.
Holistic wealth management
As your planning or investing needs become more sophisticated, you’ll be able to work with BMO Private Wealth professionals. This team of experts, from one of North America’s leading full-service investment firms and Canada’s best private bank, can help you navigate the complex process of managing your wealth.
Premium advice to manage your wealth
Complex financial requirements
Our advisory team will help make sense of complex financial products, wealth planning and tax needs to create the right plan for you.
Customized support
Receive portfolio monitoring, trade recommendations, dedicated advisor support and access to exclusive tools (WealthPath) and content.
Automatic enrollment
You’ll automatically be enrolled in adviceDirect Premium once you hold $500,000 in assets with adviceDirect. Remember, we consider your total household deposits across all accounts in that sum.
Meet your adviceDirect advisors
Signing up for adviceDirect Premium means you’ll enjoy an exclusive level of service from our advisors.
Experienced: You’ll have access to our dedicated advisory team who have years of investing experience.- Knowledgeable: We know investing can be complicated – your Premium advisors will help you make the most of the adviceDirect platform and support you with any questions about your investment portfolio.
- Personal: Build a relationship with advisors who know you, your goals and your investing style.
Benefits of working with BMO certified Financial Planning advisors
As part of adviceDirect Premium, you have the option to work with BMO Financial Planning Advisors.
- Comprehensive: Develop a clear picture of your finances with BMO Financial Planning Advisors.
- Customized: Every investor is different – financial planners build custom plans tailored to your unique needs and goals.
- Digital: Take control of your financial strategy with WealthPath. This digital tool lets you explore different financial scenarios, visualize your assets, and draw clear insights to inform your decisions.
BMO Nesbitt Burns Inc.
BMO InvestorLine adviceDirect Premium is available for investors who hold $500,000 or more in total client assets with adviceDirect.
It includes a dedicated Relationship Manager, trading of Stocks, ETFs, Fixed Income and Mutual Funds with no additional trading commissions or excess trade charges, portfolio monitoring, personalized buy/sell/hold recommendations, thematic trade ideas, goal-based financial planning and access to exclusive tools and content from providers such as Morningstar and MarketGrader.
Ready to go premium?
You’ll automatically be enrolled in adviceDirect Premium once you hold $500,000 or more in billable assets with adviceDirect.
adviceDirect Premium FAQs
Your advisory fees are based on your billable assets. Other fees and charges associated with your BMO InvestorLine adviceDirect account are set out in our adviceDirect Fee Schedule.
To qualify for BMO InvestorLine adviceDirect Premium, you must hold a minimum balance of $500,000 in total assets across your household.
With adviceDirect Premium, you pay an annual advisory fee that’s charged in arrears at the end of each quarter. The fee is calculated based on the average of your end-of-day billable asset balances throughout the quarter.
We understand that your requirements evolve as your wealth grows – adviceDirect Premium is built for the investor with complex financial requirements. A one to one relationship with an adviceDirect advisor can help to give you a clear picture of how your investments are tracking against your goals, whatever they may be.
Your adviceDirect advisor is on hand to help you make smarter investing decisions within a disciplined financial framework. This premium level of service can help you make the right decisions with your money.
You’ll automatically be enrolled in adviceDirect Premium once you hold $500,000 in assets with adviceDirect. Remember, we consider your total household deposits across all accounts in that sum.
Just follow these three steps:
- Get the Authorization to Transfer Account form.
- Complete the Authorization to Transfer Account Form. The transfer form consists of three main sections: Account information section, transfer details section and applicant information section.
- Print and Submit the Authorization to Transfer Account form. Submit the form with a copy of your most recent statement from the transferring institution by:
- Fax:Toronto (416) 359-6826Note that some institutions may require original transfer forms. Credit unions, trust companies, foreign institutions and pension plans will not accept faxed copies.
- Mail:BMO InvestorLine adviceDirectFirst Canadian Place 100 King St. W., Floor B1 Toronto, ON M5X 1H3For more detailed information on transferring accounts, visit the adviceDirect FAQ section.
Have questions? That’s what we’re here for.
Call us
Connect with an Investment Advisor for account-related questions from Monday to Friday 8 a.m. to 6 p.m. ET.
1-844-274-3762 North America (Toll-free)
1-416-355-8366 International (Collect call)
Chat with us
Connect with a Specialist from Monday to Friday 8 a.m. to 8 p.m. (ET).
Let us contact you
Have one of our Specialists contact you to discuss your needs.
An adviceDirect account is a non-discretionary, fee-based account which offers investment recommendations. adviceDirect does not provide portfolio management by a portfolio manager. The client makes their own investment decisions and manages their own investment portfolio. adviceDirect does not offer discretionary, managed accounts.
BMO InvestorLine Inc. is a member of BMO Financial Group. ®Registered trademark of Bank of Montreal, used under licence. BMO InvestorLine Inc. is a wholly owned subsidiary of Bank of Montreal. Member - Canadian Investor Protection Fund and Member of the Investment Industry Regulatory Organization of Canada.
BMO Wealth Management is a brand name that refers to Bank of Montreal and certain of its affiliates, including BMO Nesbitt Burns Inc. and BMO InvestorLine Inc., in providing wealth management products and services. BMO Wealth Planning and Advisory Services is a service provided by BMO Nesbitt Burns Inc.
Insurance services and products are offered through BMO Estate Insurance Advisory Services Inc., a wholly-owned subsidiary of BMO Nesbitt Burns Inc. ®“Nesbitt Burns” is a registered trade-mark of BMO Nesbitt Burns Inc. All rights are reserved. No part of this publication may be reproduced in any form, or referred to in any other publication, without the express written permission of BMO Wealth Management.