Free Chequing & Savings Account
- Free banking while you're a student and for up to one year after you graduate
- Free SPC Card
Student Line of Credit
- Use it to pay tuition, books, rent, meal plans - anything you need.
Low interest payments
Student Budget Tools and Advice
Itâ€™s never too early or too late to plan for your financial future.
University & College Affinity Cards
As a college or university student, youâ€™re looking for the best student credit card for your needs. A BMO SPC University/College Credit Card offers value, convenience and cash back or rewards on all your purchases. And it helps you support your school.
Every time you use this BMO credit card you support faculty alumni benefits, services and events and contribute to local and international student programs Whether youâ€™re considering getting a certificate, diploma or degree, a first-year, or going to be a graduate soon, itâ€™s never too early or late to give back to yourself by earning rewards. Rewards can add up quickly from buying textbooks at your campus bookstore to getting groceries if youâ€™re not on a cafeteriaÂ meal plan.Â To help manage your student budget, you can also keep track of your spending with a detailed credit card statement. Even if youâ€™re in classes, residence dorm, student centre or on the go, you can view it easily online or on your mobile device.
What is SPC?
SPC is Canadaâ€™s exclusive loyalty card that provides students with discounts and deals at thousands of stores and restaurants across Canada.
How do I get discounts With My BMO SPC Mastercard?
Get discounts from SPC Card retailers and restaurants when you pay with your BMO SPC MasterCard. When paying with your BMO SPC MasterCard you must notify the cashier BEFORE paying that you qualify for your discount. Please ensure that your discount has been applied at the point of sale. At places that do not accept MasterCard, you only need to show your BMO SPC MasterCard for the discount and then pay with cash or debit.
What kind of SPC card discounts can I get?
Savings on fashion, dining, sporting, beauty, lifestyle and more. Show your SPC Card at thousands of participating locations to receive instant discounts every time you shop. Offers vary but the most common are 10% to 15% off*. Download our new mobile app to find all SPC locations, discounts, deals and offers.
The card is accepted at thousands of locations across Canada. Plus, there are hundreds of local stores in your area offering you additional savings.