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Special offers for banking

Explore our banking promotions and special offers available now. From everyday banking and credit cards, to mortgages and investments, you can save money or collect great rewards that help you make real financial progress.

  • Chequing Accounts

Get up to $1,200§ in value with us

Get ready for some savings gains! This includes a 5.5% promo interest rate** when you open a chequing and a Savings Amplifier Account. 

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  • Credit Cards

Get up to 60,000 rewards points with the BMO eclipse Visa Infinite* Card66

Plus, as part of your welcome offer, pay no annual fee for the first year.66 And every day, get five times the points on groceries, dining in and out, gas and more.67

Details
  • Mortgages

Lock in your rate for 130 days‡

Get our longest mortgage rate guarantee of any major Canadian bank‡ and check out our current mortgage offers.

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  • Investing

Switch to BMO for personalized advice and get up to $3,500*

Take advantage of this amazing offer from BMO Mutual Funds. 

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  • Online Investing

Invest online and get up to $3,500 cash back

Switch to BMO InvestorLine Self-Directed for cash back*, $0 commission ETFs† and more.

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  • Investing

Now available: First Home Savings Account

Open an FHSA and get a cash Savings rate of 5.0% or get a $100 bonus* when you save regularly towards your first home. 

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  • Online Investing

Get up to $3,500 cash back

Open a new adviceDirect account online for cash back*, up to 185 included trades annually and more.

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Want to know more? That’s what we’re here for.

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  • Footnote star detailsTrademark of Visa International Service Association and used under license.
  • Footnote star, star detailsWe guarantee your interest rate for the selected fixed rate mortgage type and term for up to 130 days from the rate guarantee start date. If the mortgage is not funded within the 130-day period, the interest rate guarantee expires. Applicable to residential mortgages only and subject to Bank of Montreal standard lending criteria for residential properties. Longest rate guarantee of any major Canadian bank as of September 5, 2023.