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BMO® Rewards® Mastercard®*

BMO Rewards Mastercard

Earn BMO Rewards points for great merchandise, gift cards, travel and more.

Get 1 BMO Rewards point for every $1 spent!9
  • $35
    annual fee8
  • 19.99%
    for purchases8
  • 22.99%
    for cash advances8

Get 1 BMO Rewards point for every $1 spent!9 Here’s how it works:

  • Spend
    $750
    monthly on card purchases9
  • Earn
    9000
    BMO Rewards points annually

You’ll also get:

  • double your BMO Rewards points,10B and get up to 25% off your next car rental at National®*† Car Rental and Alamo®*‡ Rent A Car locations worldwide.25
  • BMO Rewards points faster when you add additional cardholders
  • Common Carrier Insurance

Here are some of the features that keep your card protected:

Other features you can add

Rewards calculator

How many BMO Rewards points can I earn in a year?

How much do you think you’ll spend per month on your card?
Use of the Rewards calculator is for illustrative purposes only. Values displayed valid as of February 1, 2017.

Your results

0

total BMO Rewards points in your first year

that’s 1 point for every $1** in card purchases.
  • 1 night 4-star Hotel in Montreal

    1 night 4-star Hotel in Montreal

    20,000 BMO Rewards points
  • 1 night 4-star Hotel in Banff

    1 night 4-star Hotel in Banff

    25,000 BMO Rewards points
  • Toronto to Chicago

    Toronto to Chicago

    40,000 BMO Rewards points
  • Vancouver to San Francisco

    Vancouver to San Francisco

    45,000 BMO Rewards points
  • Montreal to New York

    Montreal to New York

    50,000 BMO Rewards points
  • 1 week convertible car rental

    1 week convertible car rental

    55,000 BMO Rewards points
  • Calgary to Miami

    Calgary to Miami

    58,000 BMO Rewards points
  • Vancouver to Chicago

    Vancouver to Chicago

    61,000 BMO Rewards points
  • Las Vegas  4 night Flight + Hotel

    Las Vegas 4 night Flight + Hotel

    65,000 BMO Rewards points
  • Toronto to London

    Toronto to London

    72,000 BMO Rewards points
  • Montreal to Paris

    Montreal to Paris

    81,000 BMO Rewards points
  • St. John's to Las Vegas

    St. John's to Las Vegas

    84,000 BMO Rewards points
  • 2 nights 4.5-star Hotel in South Beach

    2 nights 4.5-star Hotel in South Beach

    90,000 BMO Rewards points
  • Toronto to Barcelona

    Toronto to Barcelona

    92,000 BMO Rewards points
  • Montreal to Venice

    Montreal to Venice

    95,000 BMO Rewards points
  • 7 night Caribbean Cruise

    7 night Caribbean Cruise

    100,000 BMO Rewards points
  • Vancouver to Tokyo

    Vancouver to Tokyo

    100,000 BMO Rewards points
  • Halifax to Paris

    Halifax to Paris

    104,000 BMO Rewards points
  • Toronto to Istanbul

    Toronto to Istanbul

    112,000 BMO Rewards points
  • Calgary to Barcelona

    Calgary to Barcelona

    113,000 BMO Rewards points
  • Montreal to Rio de Janeiro

    Montreal to Rio de Janeiro

    118,000 BMO Rewards points
  • Vancouver to London

    Vancouver to London

    124,000 BMO Rewards points
  • Toronto to Dubai

    Toronto to Dubai

    132,000 BMO Rewards points
  • Vancouver to Rio de Janeiro

    Vancouver to Rio de Janeiro

    136,000 BMO Rewards points
  • St. John's to Paris

    St. John's to Paris

    140,000 BMO Rewards points
  • 10 night Mediterranean Cruise

    10 night Mediterranean Cruise

    150,000 BMO Rewards points
  • Halifax to Tokyo

    Halifax to Tokyo

    154,000 BMO Rewards points
  • Vancouver to Tibet

    Vancouver to Tibet

    159,000 BMO Rewards points
  • Toronto to Kuala Lumpur

    Toronto to Kuala Lumpur

    160,000 BMO Rewards points
  • Regina to Dubai

    Regina to Dubai

    162,000 BMO Rewards points
  • 7 nights - Mexico 5-star All Inclusive

    7 nights - Mexico 5-star All Inclusive

    170,000 BMO Rewards points
  • Regina to Mumbai

    Regina to Mumbai

    172,000 BMO Rewards points
  • Vancouver to Cape Town

    Vancouver to Cape Town

    190,000 BMO Rewards points
  • Toronto to Sydney

    Toronto to Sydney

    198,000 BMO Rewards points
  • Montreal to Sydney

    Montreal to Sydney

    198,000 BMO Rewards points
  • Vancouver to Cape Town

    Vancouver to Cape Town

    206,000 BMO Rewards points
  • St. John's to Cape Town

    St. John's to Cape Town

    214,000 BMO Rewards points
  • Montreal to Kuala Lumpur

    Montreal to Kuala Lumpur

    225,000 BMO Rewards points
  • St. John's to Sydney

    St. John's to Sydney

    245,000 BMO Rewards points
  • 7 nights - St. Lucia 5-star All Inclusive

    7 nights - St. Lucia 5-star All Inclusive

    250,000 BMO Rewards points
  • 2 week South Pacific Cruise

    2 week South Pacific Cruise

    260,000 BMO Rewards points
  • Montreal to Cape Town

    Montreal to Cape Town

    270,000 BMO Rewards points
  • Regina to Tibet

    Regina to Tibet

    307,000 BMO Rewards points
  • 1 year magazine subscription

    1 year magazine subscription

    6,500 BMO Rewards points
  • Fitness tracker

    Fitness tracker

    10,500 BMO Rewards points
  • 20 piece flatware set

    20 piece flatware set

    10,500 BMO Rewards points
  • Cheese board set

    Cheese board set

    10,000 BMO Rewards points
  • $50 gift card

    $50 gift card

    10,500 BMO Rewards points
  • Wireless Bluetooth audio system

    Wireless Bluetooth audio system

    13,000 BMO Rewards points
  • Digital kitchen scale

    Digital kitchen scale

    15,000 BMO Rewards points
  • Pearl fashion necklace

    Pearl fashion necklace

    15,500 BMO Rewards points
  • Indoor skydiving experience

    Indoor skydiving experience

    16,500 BMO Rewards points
  • Ladies fabric tote bag

    Ladies fabric tote bag

    18,000 BMO Rewards points
  • High performance multimedia speaker system

    High performance multimedia speaker system

    20,500 BMO Rewards points
  • Women's fragrance gift set

    Women's fragrance gift set

    21,500 BMO Rewards points
  • $100 gift card

    $100 gift card

    21,500 BMO Rewards points
  • Stoneware casserole dish

    Stoneware casserole dish

    23,500 BMO Rewards points
  • High performance in-ear headphones

    High performance in-ear headphones

    24,500 BMO Rewards points
  • Ladies weekender bag

    Ladies weekender bag

    26,500 BMO Rewards points
  • 8-cup food processor

    8-cup food processor

    28,000 BMO Rewards points
  • Men's designer sunglasses

    Men's designer sunglasses

    30,000 BMO Rewards points
  • Hard case spinner luggage

    Hard case spinner luggage

    32,000 BMO Rewards points
  • Waffle/omelette maker

    Waffle/omelette maker

    33,500 BMO Rewards points
  • Ionic ceramic hairdryer

    Ionic ceramic hairdryer

    34,500 BMO Rewards points
  • Compact drill/driver kit

    Compact drill/driver kit

    37,000 BMO Rewards points
  • Crystal wine glass set

    Crystal wine glass set

    39,000 BMO Rewards points
  • Wearable activity tracker

    Wearable activity tracker

    39,000 BMO Rewards points
  • Freshwater pearl earrings

    Freshwater pearl earrings

    44,000 BMO Rewards points
  • HD touchscreen e-reader

    HD touchscreen e-reader

    48,000 BMO Rewards points
  • High performance around-ear headphones

    High performance around-ear headphones

    52,000 BMO Rewards points
  • 3D 4K Smart Blu-ray player

    3D 4K Smart Blu-ray player

    52,500 BMO Rewards points
  • Panini press and skillet grill set

    Panini press and skillet grill set

    56,000 BMO Rewards points
  • Inn & Spa Getaway experience

    Inn & Spa Getaway experience

    59,000 BMO Rewards points
  • Portable Bluetooth speaker

    Portable Bluetooth speaker

    62,500 BMO Rewards points
  • Ladies designer watch

    Ladies designer watch

    65,000 BMO Rewards points
  • Noise cancelling headphones

    Noise cancelling headphones

    69,500 BMO Rewards points
  • Home coffee and espresso brewing system

    Home coffee and espresso brewing system

    70,000 BMO Rewards points
  • Stainless steel cookware set

    Stainless steel cookware set

    75,000 BMO Rewards points
  • Compact hard floor vacuum

    Compact hard floor vacuum

    78,000 BMO Rewards points
  • Designer leather tote bag

    Designer leather tote bag

    84,000 BMO Rewards points
  • Garment bag spinner luggage

    Garment bag spinner luggage

    86,500 BMO Rewards points
  • Self-programmable thermostat

    Self-programmable thermostat

    87,000 BMO Rewards points
  • 32-inch LED TV

    32-inch LED TV

    95,500 BMO Rewards points
  • Digital camera

    Digital camera

    99,500 BMO Rewards points
  • $500 gift card

    $500 gift card

    100,000 BMO Rewards points
  • Waterproof digital camera

    Waterproof digital camera

    104,500 BMO Rewards points
  • 3-piece hard side spinner luggage set

    3-piece hard side spinner luggage set

    113,500 BMO Rewards points
  • High velocity blender

    High velocity blender

    126,500 BMO Rewards points
  • Natural gas barbeque

    Natural gas barbeque

    129,500 BMO Rewards points
  • Professional grade blender

    Professional grade blender

    130,500 BMO Rewards points
  • 40 inch Smart HD TV

    40 inch Smart HD TV

    176,500 BMO Rewards points
BMO CashBack Mastercard
$0
annual fee8
Welcome offer: Get 4% cash back in your first 4 months‡‡
Then get 1% cash back on all credit card purchases2B
BMO CashBack World Elite Mastercard
$120
annual fee8
Welcome offer: Get 4% cash back on every purchase** (first 4 months)
Then get 1.75% cash back on all credit card purchases2B
BMO World Elite Mastercard
$150
annual fee8
Welcome offer: Get $200 in travel rewards,1 plus $2 in travel rewards for every $100 spent
Get 2% back in travel rewards9 for every $1 spent
BMO AIR MILES Mastercard
$0
annual fee8
Welcome offer: Get 500 AIR MILES Bonus Miles
Then get 1 Mile for every $20 in credit card purchases16B
BMO Preferred Rate Mastercard
$20
annual fee8
Lowest BMO interest rate
Enjoy a lower interest rate and more savings power
BMO AIR MILES World Elite Mastercard
$120
annual fee8
Welcome offer : Get 2,000 AIR MILES Bonus Miles
Then get 1 Mile for every $10 in credit card purchases16B
BMO Rewards Mastercard
$35
annual fee8
Get 1 BMO Rewards point for every $1 spent9
Earn BMO Rewards points for great merchandise, gift cards, travel and more.
BMO SPC CashBack Mastercard
$0
annual fee8
Welcome offer : Get up to $60 cash back††
Then get 1% cash back on all purchases2B
BMO SPC AIR MILES Mastercard
$0
annual fee8
Welcome offer: Get 500 AIR MILES Bonus Miles†*
Then get 1 reward mile for every $20 in credit card purchases16B
BMO U.S. Dollar Mastercard
U.S. $35
annual fee8
When your purchases total U.S. $1,000 or more in a year, next year's annual fee is rebated to your card.21
BMO Prepaid Travel Mastercard
$6.95
annual fee8
A secure payment card loaded with your own money
BMO CashBack World Mastercard
$79
annual fee8
Earn 1.25% cash back2A
Enjoy exclusive perks and redeem your cash back your way
BMO AIR MILES World Mastercard
$99
annual fee8
Earn 1 reward mile for every $15 spent16A
Earn AIR MILES Reward Miles faster to use towards great travel, merchandise and more
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