BMO eclipse Visa Infinite Privilege^*footnote starCard

Think of it as getting rewarded just for being you! A lifestyle credit card offers increased points earned on the things you buy the most.

You’ll need to share a few things to open an account online, including your name, date of birth, contact info, SIN, address, employment status, income source(s), rent or mortgage amount, and what you’ll be using the account for.

• Be a permanent Canadian resident
• Have not declared bankruptcy in the past seven years
• Have reached the age of majority in the province in which you live (18 years in AB, MB, ON, PE, QC and SK. 19 years in all other provinces)
• Meet minimum income requirements

For BMO eclipse Visa Infinite Privilege^*footnote star cards, your minimum annual income should be $150,000 (individual) or $200,000 (household). If you don't meet the income requirements, you could also qualify if you have $50,000 total spend within the last twelve months on all your other credit cards collectively, a minimum spend of $4,170 per month on application.

Yes. We’re committed to protecting your confidential information and privacy and we continuously employ the latest security software to our sites and apps.

Additionally, our digital experiences have been upgraded with extended validation (EV) SSL Certificates, which add another layer of protection by identifying our sites and applications as legitimate.

When you are sent a new card, a return envelope will also be provided. Activate your new card first, then using the envelope provided, return your old card by dropping it off at any community mailbox.

To get started, simply login and follow these steps for recent eligible credit card purchases of $100 CADCanadian currency or more:

1. Choose an eligible credit card purchase you’d like to convert into a PaySmart plan.
2. Go to the Installment Plan tab and click the Create button.
3. Select the plan that works best for you.