The best BMO AIR MILES®† credit cards!

BMO AIR MILES®† Mastercard®*
Welcome offer: Get 800 AIR MILES Bonus Miles!1 That’s enough for $80 towards purchases with AIR MILES Cash.2
No Annual Fee Credit Card
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.3
Get 3x the Miles for every $25 spent at participating AIR MILES Cash Reward Partners.6
Get 1 Mile for every $25 spent everywhere else.4
Double dip at AIR MILES sponsored locations.5

Welcome Offer: Get 2,000 AIR MILES Bonus Miles!12 That’s enough for $210 towards your purchases with AIR MILES Cash!2
Plus, get $120 annual fee waived for the first year.12
Earn 1 Mile for every $10 in credit card purchases.13
Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods.14
Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges.15
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access,7 plus two annual complimentary passes
Rewards Calculator
How much do you spend on your credit card each month?

BMO AIR MILES®† Mastercard®*
Rewards summary
Welcome Bonus
AIR MILES Reward MilesTotal Reward Miles earned
1st YearUse of the AIR MILES calculator is for illustrative purposes only.
Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Cash Reward Partners. Values displayed as of December 17, 2020.

BMO AIR MILES ®† World Elite®* Mastercard®*
Learn more
Rewards summary
First Year Welcome Bonus
AIR MILES Reward MilesTotal Reward Miles earned
1st YearEnjoy more credit card benefits and earn extra rewards
Offers for Digital Everyday Services
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Check out all the offers by visiting mastercard.ca/world
Extended Warranty10
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.
Purchase Protection10
Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
Mastercard Travel Rewards Program
Shop, dine and relax with our partners to unlock Mastercard Travel Rewards cashback offers when you travel and shop with your BMO AIR MILES World Elite Mastercard outside of Canada. Discover a world of Mastercard Travel Rewards cash rebate offers at traveloffers.mastercard.com
BMO AIR MILES World Elite Travel and Medical Protection11
(BMO AIR MILES World Elite Mastercard only)
Includes Trip Cancellation, plus Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical benefits up to $2 million, and more.
Download insurance certificate (PDF) for full-coverage details.5x the Miles on Groceries16
Get topped-up to 5x the AIR MILES Reward Miles on groceries until May 31, 2021. Use any BMO AIR MILES credit card with your AIR MILES Card when you shop at Sobeys, Safeway, Foodland & Participating Co-op’s, Urban Fresh, Thrifty Foods, IGA, Les Marchés Traditions and Rachelle Béry.16