Enjoy the benefits of the all-new Blue Rewards Program
Rewards, made simple
Blue Rewards, is designed to make your experience simple and rewarding.
More brands, more rewards – plus perks for BMO customers
You can continue earning rewards from brands you already know and love. Plus, we're adding even more brands, giving you new ways to earn every day!
Get ten times the Blue Points
With a BMO Blue Rewards credit card, you can earn ten times the Blue Points at participating Partners. That means for every $1 you spend, you’ll earn ten times the Blue Points and reach rewards even faster. footnote 1 , footnote 2 , footnote 3 , footnote 4
Discover our Partners
You can earn ten times the Blue Points at these participating Partners footnote star across Canada.
Travel
Earn Blue Points when you book flights, car rentals, hotels and more through our travel platform, with access to Expedia’s global inventory
Food and drink
Earn Points at select restaurants, with more brands to come!
Everyday essentials
Earn Points at select retailers, with more brands to come!
Car rentals
Earn Points when you rent a car with one of our Partners.
Other Partners
Earn Points with additional Partners, such as the Nova Scotia Liquor Corporation (N S L C).
Maximize your Blue Points with BMO Blue Rewards credit cards
Step 1: Shop at participating Partners
Choose from participating national and regional Partners to earn ten times the Blue Points on purchases.
Step 2: Pay with your BMO Blue Rewards credit card
Earn ten times the Blue Points footnote 1 , footnote 2 , footnote 3 , footnote 4 when you pay with your BMO Blue Rewards credit card at participating Partners.
Step 3: Use your Blue Rewards Member Card to earn even more
Earn additional Blue Points on top of your credit card Points when you use your Blue Rewards Member Card at checkout. footnote 5
ten times the Blue Points FAQs
The AIR MILESregistered trademark, dagger Program has transitioned to Blue Rewards. We’re introducing more places for you to earn and redeem Points so you can get more from your everyday spending.
No, you can sign up and collect Blue Points without a BMO credit card or bank account. However, having a BMO credit card and/or a BMO chequing account will help you accumulate more Points! You can sign up on the Blue Rewards website now.
ten times the Points is a built‑in accelerator for BMO Blue Rewards credit cardholders. When you shop at participating partners and pay with your BMO Blue Rewards credit card, you earn ten times the Blue Points. footnote 1 , footnote 2 , footnote 3 , footnote 4
ten times the Points is available in Canada at participating national and regional Partners. Currently, these partners include:
- Blue Rewards Travel, powered by Expedia
- Pharmasave
- Global Pet Foods
- Dollarama
- Instacart
- Thai Express
- Jugo Juice
- Mucho Burrito
- Manchu Wok
- Mr. Sub
- Pizza Delight
- Budget
- TIMBER MART
- Alamo Car Rental
- National Car Rental
- KENT – available in Atlantic Canada
- Irving Oil – available in Atlantic Canada
- Pitou Minou & Compagnons – available in Quebec
- Nova Scotia Liquor Corporation – available in Nova Scotia
®† Trademarks of Air Miles Royalties Limited Partnership used under license by BMO Blue Rewards, Inc.
Blue Rewards and the Blue Rewards logo are trademarks of Bank of Montreal, used under license by BMO Blue Rewards, Inc. Partner, supplier and retailer trademarks are owned by the respective partner, supplier and retailer or authorized for their use in Canada.
footnote star Partner availability and brand participation in the Blue Rewards program may vary by location and region. Please check individual partner or brand pages for details, including availability.
- Footnote 1 details BMO Blue Rewards Mastercard cardholders will get 5 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 0.5 Points per $1 spent on card purchases (“Base Points”) and the bonus of 4.5 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $500 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The “ten times the Points” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 2 details BMO Blue Rewards World Elite Mastercard cardholders will get 10 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1 Point per $1 spent on card purchases (“Base Points”) and the bonus of 9 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $1000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The “ten times the Points” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 3 details BMO Blue Rewards Business Mastercard cardholders will get 10 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1 Point per $1 spent on card purchases (“Base Points”) and the bonus of 9 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Multiplier Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $1,000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn base Points. The "ten times the Points" benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 4 details BMO Blue Rewards World Elite Business Mastercard cardholders will get 12.5 Blue Points for every $1 in purchases at participating Blue Rewards Partners. Participating Blue Rewards Partners may be added or removed at any time without notice; visit www.bmo.com/bluerewards10x for partner details. This “ten times the Points” multiplier is based on the base earn rate of 1.25 Points per $1 spent on card purchases (“Base Points”) and the bonus of 11.25 Points per $1 spent on eligible Blue Rewards Partner purchases (“Bonus Points). Points will be calculated on the total eligible cumulative purchases made at all participating Blue Rewards Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Points earned will be rounded down to the nearest whole number. Fractions of Points will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). Bonus Points will be earned on eligible purchases at eligible Blue Rewards Partner locations up to a combined maximum of $2,000 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will only be eligible to earn Base Points. The "ten times the Points" benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- Footnote 5 details Earn twice when you use a BMO Blue Rewards credit card and show your Blue Rewards Card at Blue Rewards Partners. The amount of Blue Points you earn depends on the earn rate offered by the Blue Rewards Partner and the earn rate offered on your BMO Blue Rewards credit card. Footnote 6 details Calculations based on illustrative example of 15,000 Blue Points redeemed in the travel category, translating to $100 in value.