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What should I invest in?

With all the types of investments available, which is best for you? We offer a variety of investment options for all kinds of investors, from beginner to active trader.

Stocks

Illustrated icon of bar graph
Illustrated icon of bar graph

When people think of online trading, they think of buying and selling stocks (also referred to as equities), which are units of ownership in a public corporation. For example, you can start investing in stocks in your favourite retailer or that technology company you think is about to take off, giving you a claim on their assets and future earnings.

Key benefits:

  • dividends
  • voting rights in a corporation
  • potential for capital gains and stock splits
  • easy to buy and sell

How we help:

  • stock screeners
  • stock alerts
  • analyst ratings
  • value analyzer tool
  • research reports

Exchange Traded Funds (ETFs)

Illustrated icon of different currencies
Illustrated icon of different currencies

ETFs are hybrid, low-cost investments combining the advantages of both traditional stocks and mutual funds. Think of ETFs as baskets of securities made up of equities, fixed income and other assets. With an ETF, you have part ownership in a portfolio of securities that tracks a specific market index, such as the S&P/TSX or Dow Jones Industrial. You can buy and sell shares of ETFs on an exchange as you would stocks.

Key benefits:

  • lower costs
  • transparency
  • diversification
  • tax efficient
  • can be traded just like stocks

How we help:

  • ETF screener and compare tool
  • daily ETF newsletter with trade ideas
  • BMO ETFs available

Mutual Funds

Illustrated icon of pie chart
Illustrated icon of pie chart

A mutual fund is a type of investment that pools your money with that of other investors to buy a portfolio of individual investments overseen by a professional portfolio manager. One of the most popular investment products, mutual funds are versatile, accessible and easy to use. Plus they provide the benefits of diversification since each mutual fund can focus on a specific asset class, sector or geographic location, helping to manage risk over the long-term.

Key benefits:

  • diversification
  • wide range of investment options across sectors, asset classes and geographies
  • easy to buy and available with low minimum initial investment amounts

How we help:

Fixed Income

Illustrated icon of a bag of money
Illustrated icon of a bag of money

Low risk and providing a low, but steady rate of return, fixed income products are a basic investment type in a diversified portfolio. Products include bonds, GICs (Guaranteed Investment Certificates), debentures, money market instruments and more. BMO InvestorLine gives you access to a broad spectrum of Canadian and US dollar-based fixed income choices.

Key benefits:

  • can help protect your principal
  • steady cash flow
  • flexible

How we help:

  • quick picks tool
  • inventory search tool
  • wide range of products

Options

Illustrated icon of a rising line chart
Illustrated icon of a rising line chart

Are you an experienced investor looking to broaden your trading opportunities and reduce risk? Consider options, which are contracts that give you the right to buy or sell stock at a specific price by a certain date.

Key benefits:

  • potential for higher returns
  • cost efficient
  • leveraging power

How we help:

  • real-time news
  • option chain
  • stock screeners
  • learn about options trading
Get details on BMO InvestorLine trading fees, account fees and minimum balances.