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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Time is money, so we’ve made it easy to open your account

New customer

The first step is to complete and submit the Account Application Starter form. Once that’s done, your selected branch will contact you within two business days to set up an appointment where we can answer all your questions and complete the process in person.

Existing Customers

Already have an account? It’s easy to open another

Simply contact your Account Manager, or call 1-877-262-5907 to set up an appointment with a Direct Banking Manager for Business.

What you need to bring to the bank:

Sole Proprietor


Registered documents you’ll need to bring

If operating under a registered Trade Name, bring one of the following:

  • Trade Name Registration
  • Master Business License

Identification Requirements

Corporation


Registered documents you’ll need to bring

If your business has been in existence less than 18 months, bring one of the following:1

  • Complete Articles of Incorporation
  • Letters Patent/Company Charter
  • Articles of Amendment
  • Articles of Amalgamation
  • Corporate Profile Report

If operating under a registered Trade Name, bring one of the following:

  • Trade Name Registration
  • Master Business License

If your business has been in existence more than 18 months, in addition to the above documents, bring one of the following:

  • Annual/Statutory Return
  • Certificate of Status
    Certificate of Compliance/Existence and any filings under the applicable provincial securities legislation, such as financial statements
  • Financial statement or annual report signed by independent accounting firm
  • Government Assessment
  • Corporate search

If operating under a registered Trade Name, bring one of the following:

  • Trade Name Registration
  • Master Business License

Identification Requirements

  • Name, address, occupation or nature of primary business
  • Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25% or more of your business
  • Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
  • Name and occupation information for any directors or officers
1 Documents include the names of current directors and/or officers and outline who has the power to delegate authorities and/or borrow on behalf of the corporation (if applicable)

Partnership


Registered documents you’ll need to bring

If your business is a General Partnership, bring the following:

  • Partnership Registration (if applicable)
  • Partnership Agreement

If operating under a registered Trade Name, bring one of the following:

  • Trade Name Registration
  • Master Business License

If your business is a Limited Partnership, the following:

  • Limited Partnership Agreement
  • Certificate of Limited Partnership/Declaration of Limited Partnership/Application for Registration of a Limited Partnership

If operating under a registered Trade Name, bring the following:

  • Trade Name Registration
  • Master Business License

Identification Requirements

  • Name, address, occupation or nature of primary business
  • Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25% or more of your business
  • Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories

Unincorporated Association


Registered documents you’ll need to bring

If your business has been formally established, bring one of the following

  • Articles of Association
  • Copy of by-laws or constitution disclosing names and titles of directors and/or officers

If not formally established, bring:

  • Letter from the organization disclosing who has the authority to open and operate the account

Identification Requirements

  • Name, address, occupation or nature of primary business
  • Percentage ownership and type of ownership (direct or indirect) for any person or company with an interest of 25% or more of your business
  • Name, occupation, and date of birth information, along with personal identification, for up to three authorized signatories
  • Name and occupation information for any directors or officers