Important Legal Notices to All Users

™/®Trade-marks/registered trade-marks of Bank of Montreal

™*/®*Trademarks/registered trademarks of MasterCard International Incorporated.

®†/™†Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Inc. and Bank of Montreal.

®††National, the ‘flag’ and Emerald Club are trademarks of Vanguard Trademark Holdings USA, LLC

®**Alamo is a trademark of Vanguard Trademark Holdings USA, LLC.

™‡/®‡Trade-mark/registered trade-mark of Student Price Card Ltd.

®§IDefence is a registered trademark of Davis + Henderson, Limited Partnership.

®§§Trade-mark of Interac Inc. Used under license.

®‡‡Registered trademark of Shell Canada Limited. Used under license by Shell Canada Products. Used with permission by Bank of Montreal.

™†*Priority Pass is a registered trade-mark of Priority Pass Inc.