Welcome offer
Get 45,000 bonus points when you spend $5,000 within 3 months of opening your account.1
BMO Escape Credit Card
Unlock a world of travel rewards and benefits with the BMO Escape Credit Card, featuring a sleek and durable metal design.
Visit a branch near you to apply for the BMO Escape Credit Card.
Earn points on every purchase
Earn points on everything from flight purchases to car rentals. Redeem your points for your next adventure.
4 points
For every dollar spent on airfare and dining.1†
3 points
For every dollar spent on hotels, tours, travel agencies and cruises.1†
2 points
For every dollar spent on rideshare services, taxis and car rentals.1†
Unlimited 1 points
For every $1 spent everywhere else.1
Explore the BMO Flex Rewards catalogue for the full range of options.
† Up to $3,000 in purchases per bonus category per calendar quarter, and One times on all purchases after that.
Unlock a world of travel benefits
Enjoy the premium perks that come with your card and make every adventure more rewarding.
Escape busy terminals with PriorityPass™2
Register your Priority PassWith your BMO Escape Credit Card, you’ll receive a free digital PriorityPass Annual Membership with 2 free PriorityPass lounge visits to any airport lounge in the PriorityPass network worldwide. Enjoy complimentary refreshments, free Wi-Fi and comfortable seating while you wait for your flight.
Have a BMO Wealth Management Credit Card3? Register for digital Priority Pass to access your membership today.
Get the Trusted Traveler fee credit4
Get reimbursed up to $100 every 4 years for your Global Entry, TSA PreCheck® or NEXUS applications and start moving through travel lines faster.
Unwind with a $240 hotel credit4
Enjoy a $20 monthly statement credit when you use your card and spend $200 per month at hotels worldwide.
No foreign transaction fees*
Take your card wherever you go and enjoy zero foreign transaction fees* on all purchases.
Your rates at a glance
Annual Fee*
$150
Standard purchase APR
19.24% - 27.24%,
based on your creditworthiness*
Balance transfer APR
19.24% - 27.24%,
based on your creditworthiness*
Redeem rewards for cash back
Redeem your points for a statement credit to be applied to your account balance.1
Merchandise
Our online catalog has a wide range of electronics, kitchenware, sporting goods, health & beauty supplies and more.1
Travel and vacation packages
Redeem your points for flights, hotels, cruises, vacation packages and car rentals.1
Gift cards
Redeem points a wide range of gift cards such as prepaid, restaurants, spas, sporting events, shopping and more.1
Calculate how many points you can earn in a year
Adjust the sliders or enter your monthly spending in each category to see how many points you can earn.
BMO Escape Credit Card
Points earned in year 1:
Includes 45,000 bonus points after spending $5,000 within 3 months.1
Estimate your monthly spending
Airfare and dining (earn 4 points for every $1 spent†):
Minimum $0Maximum $4,000
Between $0 and $4,000
Hotels, tours, travel agencies and cruises (earn 3 points for every $1 spentdagger):
Minimum $0Maximum $4,000
Between $0 and $4,000
Rideshares, taxis and car rentals (earn 2 points for every $1 spentdagger):
All other eligible purchases (earn 1 point for every dollar sign1 spent):
Minimum $0Maximum $4,000
Between $0 and $4,000
† Up to $3,000 in purchases per bonus category per calendar quarter, and One times on all purchases after that.
BMO PaySmartTM Installment Plans
Discover a new way to pay smarter. Break eligible purchases into more manageable payments with a fixed monthly fee.5
Additional features
Cellular Wireless Telephone Protection7 means that you’re automatically eligible for coverage up to $600 at no additional cost.- Extended Warranty8 will double the original manufacturer’s (or U.S. store brand) warranty for up to 24 months on most new items.
- Enjoy the ride worry-free with Master RoadAssist® Roadside Service8 and get help with jump-starts, tire changes, towing and gas delivery if you get stuck on the road.
Manage your credit card
Check your balance, pay your bills and track your spending all in one place and make the most of your credit card by taking advantage of special features and money management tools.
Get a consolidated view of your BMO and non-BMO financial information with a personalized command center.
Get no-fee, no-impact access to your credit score.
Keep your card on your radar with custom controls and notifications.
Frequently asked questions
Visit your nearest BMO branch to apply for the BMO Escape Credit Card.
Here’s what you’ll need:
- Personal details (like your name, address, the state you reside in and your SSN)
- Your income and its source(s)
- A few banking details like your bank name and the account type
Once you've received your card, just give us a call to activate it.
If you have a BMO Platinum Credit Card, a BMO Platinum Rewards Credit Card or a BMO Cash Back Credit Card, call 1-855-825-9237.
If you have a BMO Premium Rewards Credit Card or a BMO Escape Credit Card call 1-855-825-9238.
It’s easy! For every eligible dollar you charge to your BMO Escape Credit Card, you automatically earn points. Charges that are eligible for points include, but are not limited to airfare, dining, hotels, tours and agencies, cruises, rideshares, taxis and car rentals. Payments, balance transfers and cash advances are ineligible for points accrual. Learn more about how the BMO Flex Rewards Program works. Explore all of our reward options through the BMO Flex Rewards catalogue.
No, your BMO Flex Rewards points will not expire as long as your account is open and in Good Standing. Good Standing means that your account is not canceled, past due or otherwise in default under the terms of an Agreement you have with us. Find out more about the BMO Flex Rewards Program Rules.
To manage and redeem your BMO Flex Reward points, visit the official site: www.bmoflexrewards.com. For any questions or assistance with redeeming your points, you can call the Redemption Center at 1-800-610-8987.
To view your available points balance, visit bmoflexrewards.com or call the Redemption Center at 1-800-610-8987.
Great question. You can transfer balances from other credit card accounts to your new BMO credit card account. Please note that you can’t transfer balances from other accounts you have with us. Balance Transfers accrue interest from the date of transaction without a grace period.
Have questions? That’s what we’re here for
Let's meet
Stop by your nearest branch to apply for the BMO Escape Credit Card or to chat about credit card options.
Give us a call
Reach out any time with questions. We’re here to help.
Get Started
Manage your payments and rewards
BMO Mastercard Cardholder Agreement
Get PDF for full detailsGet all the details about the benefits that come with your card as well as your rights and responsibilities as a BMO Mastercard cardholder.
Footnote 1 details Participation in BMO Flex Rewards is subject to terms and conditions found in BMO Flex Rewards Program Rules. The Account must be current and in good standing to accrue and redeem points or cash back, as applicable. While points and cash back don’t expire, if the Account is closed for any reason, the Account will no longer be able to accrue points or cash back. All accrued points or cash back not redeemed will be available for redemption for 90 days as long as the Account is closed in good standing. All cash back is redeemable in the form of a statement credit. The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 - 4 weeks after the conclusion of the three month period.
Footnote 2 details As a Priority PassTM member, you agree to abide by the Priority Pass Conditions of Use, which can be found in the lounge directory included with your membership credentials or at https://www.prioritypass.com/conditions-of-use. See Guide to Benefits at www.bmo.com/en-us/pdf/credit/escapegtb.pdf for additional information.
Footnote 3 details As a Priority PassTM member, you agree to abide by the Priority Pass Conditions of Use, which can be found in the lounge directory included with your membership credentials or at https://www.prioritypass.com/conditions-of-use. See Guide to Benefits at www.bmo.com/en-us/pdf/credit/wealthmcgtb.pdf for additional information.
Footnote 4 details Certain terms, conditions and exclusions apply. Review the complete Guide to Benefits at www.bmo.com/en-us/pdf/credit/escapegtb.pdf for more information.
Footnote 5 details BMO PaySmart installment plans allow cardholders to repay specific eligible purchases in equal monthly payments over a defined repayment schedule. When you create a PaySmart Plan, it will be subject to a fixed monthly fee of up to 1%. The exact fee will be based on the purchase amount and the duration of the plan, which will be disclosed when the plan is created. The monthly plan fee will remain the same until the PaySmart Plan is paid in full. Review the Terms and Conditions.
Footnote 6 details Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Learn more: https://www.mastercard.com/us/en/personal/protection-and-security/zero-liability-protection.html.
Footnote 7 details Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Coverage for a stolen or damaged eligible cellular wireless telephone is subject to terms, conditions, exclusions, and limits of liability of this benefit. The maximum liability is $600 per claim for BMO Escape Credit Card, and $1000 per covered card per 12-month period. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per covered card per 12-month period. The monthly bill associated with the phone must be paid with the eligible card for coverage to be effective. Refer to the Guide to Benefits at Guide to Benefits at www.bmo.com/en-us/pdf/credit/escapegtb.pdf for more information.
Footnote 8 details Certain terms, conditions, and exclusions apply. Extended Warranty, Master RoadAssist® and MasterRental® are underwritten by New Hampshire Insurance Company, an AIG company. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.
Footnote 9 details CreditView and its features, Score Simulator and Credit Education, are provided by TransUnion® for educational purposes only. You should consult with your own financial team for more information about current credit score.
Apple and Apple Pay® are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Pay are trademarks of Google LLC.
Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd
Mastercard, the Mastercard Brand Mark, Mastercard ID Theft Protection®, Master RoadAssist®, MasterRental®, and the circles design are trademarks of Mastercard International Incorporated.