Explore our chequing accounts
Save more every month! All chequing accounts are eligible for a $4/month discount, helping you save $48 annually.*108
Most Popular
Most benefits
For the rewards collector
2x the Blue Points for every $2.00 spent in eligible gas, grocery, wholesale club and EV charging purchases*91 Point for every $2.00 in purchases everywhere else*9
- Get 500 Bonus Points each month you maintain a daily balance of $4,000 or more in your chequing account*106
Get 500 Bonus Points each month when you also have a BMO Blue Rewards World Elite®* Mastercard®**109
- OnGuard® Identity Theft Protection at no cost*74
Still not sure? Let us help you decide
Answer a few quick questions and we’ll recommend the best chequing account for you.
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Interactive financial tools like BMO SmartProgress™
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Recognized for Excellence in Digital Banking for a third year in a row.
Honoured for digital money management features and account alerts.
Awarded for BMO CashTrack, an artificial intelligence (AI) driven capability.
Resources
What is a chequing account? Learn how the account works
We examine the ubiquitous chequing account – its versatility, benefits, types and more – and why it’s so popular.
How to find the best chequing account for your lifestyle
Why settle for a generic chequing account when you can find one that fits your lifestyle?
What’s the difference between a chequing and savings account?
Compare chequing vs. savings accounts and learn how you can use them both to your advantage.
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® Footnote dagge details OnGuard is a registered trademark of Sigma Loyalty Group Inc.
® Identity Guard is a registered trademark of Intersections Inc.
®* Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
®‡ Interac e-Transfer is a registered trademark of Interac Corp. Used under license.
± Trademark of Visa International Service Association and used under license.
Credit Coach is a service provided to you by TransUnion. Using this service does not impact your credit score. This service is being made available to you as a customer of BMO (“Bank of Montreal”) at no additional charge.
Credit Coach is a trademark of TransUnion LLC.