Senior bank accounts

No cost for seniors^*66,*83

Our most popular way to manage multiple financial goals

• Get up to $900^* in cash, and a Walmart+ membership for up to 12 months^‡ when you open a new chequing and Savings Amplifier Account online.
• New: Up to $40 rebate on the annual fee for BMO Credit Cards^*15
• Unlimited transactions^*52
• No-cost Premium Rate savings account^*3
• OnGuard^{® footnote dagger †} Identity Theft Protection^*74

Truly unlimited banking

• Get up to $900^* in cash, and a Walmart+ membership for up to 12 months^‡ when you open a new chequing and Savings Amplifier Account online.
• Unlimited worldwide non-BMO ATM withdrawals^*53
• Unlimited transactions^*52 including unlimited Interac e-Transfer^®‡ transactions^*39
• Up to $150 annual rebate for any BMO World Elite^{® footnote star *} Mastercard^{® footnote star **10}
• OnGuard^{® footnote dagger †} Identity Theft Protection^*74
• Preferred U.S. exchange rate^*35

Effortlessly earn Blue Points on everyday purchases

• Unlimited transactions^*52  including Interac e-Transfer^®‡ transactions^*39
• 2x the Blue Points for every $2.00 spent in eligible gas, grocery, wholesale club and EV charging purchases^*9
• 1 Point for every $2.00 spent everywhere else^*9
• Get 500 Bonus Points each month you maintain a daily balance of $4,000 or more in your chequing account^*106
• Get 500 Bonus Points each month when you also have a BMO Blue Rewards World Elite^®* Mastercard^®*​^*109
• OnGuard^®† Identify Theft Protection at no cost^*74