Skip navigation
ShowSkip navigation
Navigation skipped

Negotiating



Many times, the seller will want to negotiate your offer. Here’s an idea of what you can expect.


Ready to explore your options?

Get started

  • How to Negotiate an Offer

    Who’s Involved

    You, your real estate agent, the seller, and the seller’s agent.

    What Happens

    Once your real estate agent has given you your contract to purchase, the seller can decide to:
    • Accept your offer
    • Reject it
    • Make a counteroffer
    To counter your offer, the seller amends and returns the contract to the agent. You may accept, reject or counter again. The process continues until the offer is accepted or rejected. If accepted, both parties sign and proceed to the next steps, which include satisfying contract conditions.
    Real estate agent reviewing contract with couple

Home buyer insights

We found a Mortgage Specialist near you

Connect with a Mortgage Specialist near you

Get expert insight in-person or over the phone, at your local branch, coffee shop or home — wherever works best.

Get a mortgage with BMO

Start your pre-approval and get expert advice

Get expert advice and start your pre-approval

Here's how:

Talk to a Mortgage Specialist

Get expert insight in person, by phone, or by email

Schedule a call

Complete a short form and we’ll call you within 24 hours

Visit us

Book an appointment at a BMO branch to discuss your mortgage options

We’ve found a Mobile Mortgage Specialist near you

Get expert insight in-person or over the phone, at your local branch, coffee shop or home — wherever works best.

Email

We have sent the email. Thank you.

Oops! Something went wrong

How would you like to be contacted?
Are you currently working with a realtor?