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Investments



Explore your investment options

Discover the investment products, plans, and services that are right for you. Talk to a BMO Investment professional today.

Invest with an investment professional

BMO Investment Professionals

Do you feel you could use some guidance about wealth planning, saving and investing for the future? Our experienced investment professionals specialize in setting goals and creating plans to help you reach them.

BMO Nesbitt Burns

Looking for expert advice on investment management and wealth planning? A dedicated BMO Nesbitt Burns Investment Advisor can provide wealth advice and solutions to help you achieve objectives specific to you and your family, lifestyle, career and future goals.

BMO Private Banking Services

Looking for a team of wealth management experts who work to understand, coordinate and advise on all your wealth needs?

Online investing services

BMO InvestorLine Self-Directed

This online brokerage offers leading-edge tools and research that let you take complete control of your investments, including TFSA & RRSP accounts.

BMO SmartFolio

BMO SmartFolio is an easy-to-use online portfolio management service for your investments, including TFSA & RRSP accounts. Get matched with ETF model portfolios that are expertly managed to help you reach your investment objectives.

BMO InvestorLine adviceDirect

This easy-to-use online investing service offers advice to help you choose investments, manage risk, and know when to buy or sell your investments for all your accounts, including TFSA & RRSP accounts.

Plans to maximize tax efficiencies

Think of plans as the buckets that hold your investment products. For example, a TFSA can contain mutual funds or GICs, among other things.

Tax-Free Savings Account (TFSA)

A TFSA is a registered account that lets you grow your money tax-free and invest for both short- and long-term goals.

Disability Savings Plan (RDSP)

An RDSP is a registered, tax-sheltered account that helps Canadians with disabilities save and invest for their future.

Retirement Savings Plan (RRSP)

An RRSP is a registered account that lets you save for retirement while enjoying a tax break today on the money you invest.

Education Savings Plan (RESP)

An RESP is an ideal way to save for a child’s education. Your investment grows tax-sheltered, and can be used for tuition, books, living expenses and more.

Retirement Income Fund (RRIF)

When you retire, you can convert your RRSP to a RRIF, and draw a retirement income from another registered account, while your investments continue to grow, tax-sheltered.

Continuous Savings Plan (CSP)

Our Continuous Savings Plan makes saving easy. Set one up to automatically debit almost any account and make regular contributions to your savings.
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Products to invest in

These are some of the investment products that you purchase that go into your plan. You can have as many different types of products as you like in a plan.

Mutual Funds

Invest in a diversified pool of stocks, bonds, ETFs or other funds with the peace of mind of knowing your funds are being managed by a team of investment professionals.

GICs

Guaranteed Investment Certificates (GICs) are a secure investment solution that guarantees your principal investment and, with the exception of market-linked GICs, your rate of return.

ETFs

An Exchange Traded Fund (ETF) is a basket of assets that typically holds stocks, bonds, or commodities. It’s traded on the stock market, and its price can change throughout the day. ETFs offer a cost-effective way to help maximize your portfolio’s performance.