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A simpler way to pay

Add your BMO credit or debit card to Apple Pay and enjoy the security and convenience of paying right from your iPhone, Apple Watch or iPad. Pay in store1 or make payments within apps quickly and easily with Apple Pay2
Visit for a list of eligible devices.
Start by following the three simple steps below.
Step 1
Add your card
Open the Wallet app, tap the + sign in the right corner and follow the onscreen instructions.
Apple Watch
Open the Apple Watch app on your iPhone and select “Wallet & Apple Pay.” Tap “Add Credit or Debit Card” and follow the onscreen instructions.
Open Settings, select “Wallet & Apple Pay,” and then select “Add Credit or Debit Card” and follow the onscreen instructions.
Step 2
Make a purchase
In store, hold your iPhone near the payment terminal with your finger on Touch ID. When your iPhone vibrates and beeps, your payment is complete. On the Apple Watch, double-click the side button and hold the display of your Apple Watch up to the payment terminal. Or pay within apps on iPhone or iPad faster by selecting Apple Pay as your payment method and place your finger on Touch ID.
Step 3
Manage your cards
You can manage your credit and debit cards used with Apple Pay on your device, including setting your BMO card as your default card preference. Go to Settings, “Wallet & Apple Pay” and tap “Default Card.” Select your BMO card.
You can add up to eight credit or debit cards per device. Learn more at

Secure & Private

Secure & private

To help keep your information safe, a device-specific card number is created for your BMO Mastercard®* card and BMO Debit Card in Apple Pay.
Learn more about Apple Pay security
Apple Pay

Where to use Apple Pay

Look for the Apple Pay and contactless symbols at participating merchants.

View a list of some of the merchants
Apple Pay

Open a BMO bank account or apply for a BMO credit card.

Pay the simple way with Apple Pay.