Cash Back Credit Cards
BMO CashBack® Mastercard®*
Welcome offer: Get 5% cash back in your first 3 months.1
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.9
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d
No Annual Fee Credit Card.4
Welcome Offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year.5
Then earn 1.5% cash back on all other card purchases.2a,5
Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges.10
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey.6
Rewards Calculator
How much do you spend on your credit card each month?
BMO CashBack® Mastercard®*
Rewards summary
First Year Welcome Bonus
cash backTotal Cash Back Earned
1st Year- Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.
BMO CashBack® World Elite®* Mastercard®*
Learn more
Rewards summary
First Year Welcome Bonus
cash backTotal Cash Back Earned
1st Year- Use of the cash back calculator is for illustrative purposes only. Values displayed valid as of June 5, 2020.
Enjoy more credit card benefits and earn extra rewards
Receive a discount on car rentals3
When you use your card to rent a car at participating National Car Rental®#† and Alamo Rent A Car®#† locations you’ll receive up to a 25% discount.
Redeem cash back rewards when and how you want them.
The new BMO CashBack redemption program makes it easier to reach your cash back goals. We’ve introduced a range of options so you can choose when and how you redeem your CashBack rewards. We’re here to help you get your cash back your way. Visit bmocashback.com
Complimentary Roadside Assistance Program8
(BMO CashBack World Elite Mastercard only)
Includes free battery boosts, flat-tire change, lockout service and towing (a $69/year value).Offers for Digital Everyday Services
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Check out all the offers by visiting mastercard.ca/world
BMO Concierge Service
(BMO CashBack World Elite Mastercard only)
Expert guidance on dining, entertainment and leisure with 24/7 access by calling 1-800-741-6758.Travel & Medical Protection7
(BMO CashBack World Elite Mastercard only)
Get Collision Damage Waiver benefits on rental cars, Unexpected Return Home benefits, 8 days of Out-of-Province/Out-of-Country Emergency Medical benefits up to $2 million, and more.Mastercard Travel Rewards Program
Shop, dine and relax with our partners to unlock Mastercard Travel Rewards cashback offers when you travel and shop with your BMO CashBack World Elite Mastercard outside of Canada. Discover a world of Mastercard Travel Rewards cash rebate offers at traveloffers.mastercard.com