Cash Back Credit Cards
BMO® CashBack® Mastercard®*
Welcome offer: Get 5% cash back in your first 3 months1.
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred9.
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d
No Annual Fee Credit Card4.
Rewards Calculator
How much do you spend on your credit card each month?
BMO® CashBack® Mastercard®*
Rewards summary
First Year Welcome Bonus
cash backTotal Cash Back Earned
1st Year- Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.
BMO® CashBack® World Elite®* Mastercard®*
Rewards summary
First Year Welcome Bonus
cash backTotal Cash Back Earned
1st Year- Use of the cash back calculator is for illustrative purposes only. Values displayed valid as of June 5, 2020.
Enjoy more credit card benefits and earn extra rewards
Receive a discount on car rentals3
When you use your card to rent a car at participating National Car Rental®#† and Alamo Rent A Car®#† locations you’ll receive up to a 25% discount.
Redeem cash back rewards when and how you want them.
The new BMO CashBack redemption program makes it easier to reach your cash back goals. We’ve introduced a range of options so you can choose when and how you redeem your CashBack rewards. We’re here to help you get your cash back your way. Visit bmocashback.com
Complimentary Roadside Assistance Program8
(BMO CashBack World Elite Mastercard only)
Includes free battery boosts, flat-tire change, lockout service and towing (a $69/year value).
BMO Concierge Service
(BMO CashBack World Elite Mastercard only)
Expert guidance on dining, entertainment and leisure with 24/7 access by calling 1-800-741-6758.Travel & Medical Protection7
(BMO CashBack World Elite Mastercard only)
Get Collision Damage Waiver benefits on rental cars, Unexpected Return Home benefits, 8 days of Out-of-Province/Out-of-Country Emergency Medical benefits up to $2 million, and more.