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Your Chequing Account




Your chequing account sees a lot of activity throughout the month, whether it's the bills you have to pay, your paycheque being deposited, or the weekly trips you make to the ATM.


BMO chequing accounts are a safe, convenient place to keep money that you use for day-to-day spending or to pay bills over the short term. Open a bank account online and see for yourself.


We're invested in you, our customers, because you're invested in us, and we're committed to treating you like a human being. Because we're all human, right?






The BMO difference





Open multiple bank accounts for you and your spouse/partner for one monthly feeLink will open in new window1 with PlanShare





You can open a new BMO chequing account on your smartphone from wherever you are. As long as we’re able to verify your ID with the info you provide, there’s no need to visit a branch!





Switch over all of your automatic bill payments in one quick step





Enjoy tailored banking advice that fits your unique life needs





Get AIR MILES Reward Miles on your day-to-day purchases on both BMO debit and credit cards









Not sure which bank account is right for you?








** The $1.00 service fee that may have applied when you use Interac e-Transfer has been eliminated for customers with an Everyday Bank Plan. The monthly Plan fee may still apply. Other transaction fees may apply if you have a Bank Plan that does not include unlimited everyday banking transactions. A cancellation fee may still apply when you cancel the transaction.