Pricing and Fees
Get unlimited $0 commission trades on Stocks and ETFs plus $0.90 options contract fees.*
They’re our lowest fees yet.
Account Fees
There are no minimum account balances or brokerage account administration fees for BMO InvestorLine Self-Directed accounts. Learn more about our account pricing, including registered and non-registered accounts, and information on our 5-Star Program. Taxes may apply.
Non-Registered Accounts
There are no account minimum fees for any account.
Registered Accounts
| Service | Fee |
|---|---|
Annual Fee (Portfolio Balance < $25,000) | $0 |
Lifelong Learning Plan | $0 |
RRSP/RRIF Deregistration | $0 |
Home Buyers' Plan | $0 |
5-Star Program
Perform 15 trades per quarter or have over $250,000 in assets? You may be eligible for discounts through the 5-Star Program. Learn more and view our Interest Rates PDF for more details.
Currency and Margins
BMO InvestorLine acts as principal in relation to any transaction that requires the conversion of currency (unless BMO InvestorLine specifically advises you otherwise) and will convert the currency at rates established or determined by BMO InvestorLine (or parties related to us) in our sole discretion. Conversion rates will vary and are subject to change without notice to you. In addition to the commissions or other fees applicable to the transaction, BMO InvestorLine (or parties related to us) will collect revenue on currency conversions as set out in the table below:
| Transaction size (USD) | Revenue earned (bps) | Revenue (%) |
|---|---|---|
| Less than $25,000 | 220 | 1.6% |
| $25,000 to $74,999.99 | 130 | 0.9% |
| $75,000 to $99,999.99 | 105 | 0.8% |
| $100,000 to $249,999.99 | 75 | 0.5% |
| $250,000 and above | No more than 55 | No more than 0.4% |
Margin Interest Rates
Want to learn more about how margin works? Our Margin Rates Guide provides a comprehensive breakdown of margin interest rates that shows our competitive rates across all account and 5 Star preferred rates. View our Interest Rates PDF for more details.
Market Data
Access comprehensive market data, including real-time streaming, at no cost, regardless of your trading status. All clients receive access to valuable market insights. The key difference lies in the depth of streaming data available:
| Standard Trader | Active Trader & 5-Star Program | |
|---|---|---|
| Market Data Levels | ||
| Main Exchanges Covered | : TSX, TSX-V, MX, CBOE, Nasdaq, NYSE, OPRA | : TSX, TSX-V, MX, CBOE, Nasdaq, NYSE, OPRA : TSX, TSX-V, Nasdaq, NYSE, CBOE |
Ready to open a BMO InvestorLine Self-Directed account?
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Active vs Passive Investing
Learn more about the benefits and differences between Active and Passive Investing.
Tax Loss Harvesting
Learn more about how Tax Loss Harvesting can be beneficial to your financial outlook.
FAT Fire Movement
The premise of FIRE is simple: save as much money as possible so that you can live off your savings and investments instead of working for a paycheck.
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