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Additional Services

IDefence Plus™ - $8.99 per month

360° Identity Protection (Provided by D+H)

If you’ve ever worried about losing your wallet while travelling and how fraudsters are exploiting your identity online, you need protection that gives you peace of mind. With IDefence Plus, you’ll benefit from a comprehensive suite of services that includes:

Identity Protection and Restoration:

IDefence Plus monitors your registered card numbers and personal information online, and notifies you with email or text alerts the moment something suspicious is found. You’ll even have access to a monthly customized Internet Profile Report that helps you identify the possible misuse of your identity.

If loss or theft should strike, the IDefence Plus team will guide you through the identity restoration process and provide the support that you need, like getting your payment cards cancelled and reissued as quickly as possible. You will also benefit from three months of credit monitoring services at no additional cost to you.

IDefence Plus Mobile App:

IDefence Plus provides many other tools, including the IDefence Plus Mobile App. This mobile app allows you to keep important information safely backed up in case your wallet is lost or stolen. You can also scan and store all of your favorite loyalty cards so you never miss out on points when shopping.

Travel Assistance:

With IDefence Plus, you can easily record all of your upcoming travel plans and set up travel notifications so your cards aren’t declined while away from home. Plus you get 24/7 emergency support.

Payment Options: Customers who are interested in enrolling for this service can pay the monthly fee with their BMO MasterCard or their BMO Chequing account*

or contact the IDefence Plus service team at 1-855-695-5270.

CreditDefence™ - $18.99 per month

Maintain a strong credit rating and accurate credit report (Provided by D+H)

A strong credit rating ensures continued access to affordable credit to make important purchases.

CreditDefence equips you with the comprehensive information you need to proactively manage your credit score and protect yourself against potential identity theft.

Full Credit Report & Credit Score Updates

Every 3 months, CreditDefence provides you with a new credit report that reflects all of the relevant changes in your credit history helping you identify any factual errors and/or suspected fraudulent activity.

Daily Monitoring & Activity Alerts

Around the clock monitoring of your credit bureau file with real-time alerts whenever there is significant activity. Plus, you have the ability to view any changes as they are reported which helps you better manage your credit and identity if any unauthorized activity is taking place.

Support Services

When you need additional support, the CreditDefence team will help answer your questions. You may also access additional online tools and resources to help you make the most of the service.

Payment Options: Customers who are interested in enrolling for this service can pay the monthly fee with their BMO MasterCard or their BMO Chequing account*

or contact the CreditDefence service team at 1-855-695-5271.

Products and their features may change at any time.
IDefence Plus™ is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
CreditDefence™ is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
*Please contact the service team directly to set up automatic monthly payments from your BMO Chequing account.

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