BMO U.S. Dollar Mastercard®*
Travel and shop with confidence
Annual fee rebate
When your purchases total U.S. $3,000 or more in a year, next year's annual fee is rebated to your card.21
Pay in U.S. dollars
Avoid fluctuating exchange rates. Make your purchases in U.S. dollars and pay your credit card statement in U.S. funds.
Accepted worldwide
Mastercard is accepted at over 30 million locations in the U.S., Canada and worldwide.
- Zero Liability safeguards you if there is any monetary loss resulting from fraudulent card use.
- Mastercard Identity Check™ footnote star adds another layer of security to protect you when you shop online.
- BMO Alerts help confirm your transactions are really yours. They keep an eye on things like large purchases and suspicious activity.
Check out these other options you can add on:
BMO PaySmart™ Installment Plans
Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
Ready to apply?
Start shopping in U.S. dollars.
We’ll respond in under 60 seconds.
Digital features and security at your fingertips
Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you’re using it.
Safety and security
Can’t find your card? No worries, you can lock it, unlock it or report it lost or stolen at any time.
Financial insights
Stay on top of your spending with a personalized look at your money.
Credit score
Get free, 24/7 access to CreditView with no impact to your credit score.
Detailed transaction view
Get a detailed view of when and where you made your purchases on the BMO mobile app.
Frequently Asked Questions
There are a few options you can choose from to pay your monthly statement:
- transfer funds from your BMO U.S. dollar bank account
- set up pre-authorized debit/auto pay from any U.S. dollar savings or chequing accounts in Canada
- by mail
- If you have an emergency at home or away, you can contact the Mastercard Assistance Centre 24 hours a day: 1-800-247-4623 (within Canada and the U.S.)
- 1-314-275-6690 (outside North America, call collect)
There are a few requirements you need to meet to apply for a credit card with us.
- Be a Canadian citizen or permanent resident
- Have not declared bankruptcy in the past seven years
- Have reached the age of majority in the province in which you live (18 years in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan. 19 years in all other provinces)
- Meet minimum income requirements
You’ll need to share a few things to open an account online, including your name, date of birth, contact info, social insurance number, address, employment status, income source(s), and rent or mortgage amount. The better picture we have of your financial health, the faster we can let you know if your application has been approved.
- Yes, you can! You’ll be able to set up, manage and review your PaySmart installment plans from your Online Banking account.
To get started, simply login and follow these steps for recent eligible credit card purchases of $100 Canadian currency or more:
- Choose an eligible credit card purchase you’d like to convert into a PaySmart plan.
- Go to the Installment Plan tab and click the Create button.
- Select the plan that works best for you.
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Let us know what you’re looking for in a credit card and we’ll find your best match.
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