Claim Your Share of 50 Million VIPorter Points^*†

To qualify, you must apply for a new BMO VIPorter World Elite Mastercard account between November 12 and December 8, 2026, and not be a current or former BMO VIPorter World Elite Mastercard cardholder. You must also spend at least $2,000 in net purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within 50 days of account opening or February 1, whichever comes sooner, and keep your account open and in good standing. Please refer to the full Terms & Conditions.^*†​

The 50 million bonus VIPorter points will be divided equally among all eligible cardholders who meet the qualifying spend requirement. The number of bonus points you receive will depend on the total number of eligible cardholders who qualify for the offer. For example, if 10,000 cardholders qualify, each cardholder will receive 5,000 VIPorter points. The final number of bonus points is not guaranteed and cannot be determined until February 2, 2027.​

Yes. The Black Friday Bonus VIPorter Points Offer is in addition to the current welcome offer, not a replacement. If you qualify, you'll receive both your share of the 50 million bonus VIPorter points pool and the current welcome offer of up to $2,400 in value^{∆∆^^} including 70,000 VIPorter points, a round-trip companion pass, and the annual fee waived in the first year.^∆∆112​

The final bonus point amount will be determined once the eligibility period has ended. Eligible cardholders will be identified on February 2, 2027, at which point each eligible cardholder's share of the 50 million bonus VIPorter points pool will be calculated.​

Bonus VIPorter points will be deposited within 8 weeks after February 2, 2027, provided your account remains open and in good standing at the time the points are awarded.

Visit the VIPorter webpage to see how the VIPorterV I Porter program works, including its perks and travel benefits. From there, you can also sign up or log in to your VIPorterV I Porter account, see your points balance, and redeem for flights.

This is the perfect card for people who like collecting VIPorterV I Porter points and flying with Porter! With a BMO VIPorterV I PorterMastercard, you’ll earn points even faster – on every dollar you spend on your card (including taxes and fees)! Plus, the points you earn will never expire as long as your account is open and in good standing.^∆∆111 You will also benefit from great perks, like priority boarding, prioritized call centre service and more.

There are a few requirements you need to meet to apply for a credit card with us. 

• Be a Canadian citizen or permanent resident
• Have not declared bankruptcy in the past seven years
• Have reached the age of majority in the province in which you live (18 years in ABAlberta, MBManitoba, ONOntario, PEPrince Edward Island, QCQuebec and SKSaskatchewan. 19 years in all other provinces)
• Meet any minimum income requirements

How do I access my Porter flight benefits?

If you’re a primary cardholder:  

To access the card perks to further elevate the flying experience for you and up to 8 guests, all you need to do is include the VIPorterV I Porter number that is associated with your BMO VIPorterV I Porter Mastercard on your Porter flight booking.

If you’re an authorized user:  

You can still benefit from perks like priority boarding – even if you aren’t travelling with the Primary Cardholder! Simply ask the Primary Cardholder to link your VIPorterV I Porter number to their VIPorterV I Porter account. Once the authorized user account is ready to be linked, Porter will email the Primary Cardholder asking them to start the linking process. Alternatively, once the account is ready to be linked, the Primary Cardholder can follow these steps:

1. Log in to your VIPorterV I Porter account
2. On your dashboard, select the option to link a new card
3. Follow the steps to link your authorized user(s) by entering their VIPorterV I Porter number 

How can I see how many points I earned with my BMO VIPorterV I Porter Mastercard? 

You can see a breakdown of how many VIPorterV I Porter points you earned each month on your credit card by logging into your VIPorterV I Porter account at flyporter.com/login or checking out your monthly BMO VIPorterV I Porter Mastercard statement.

When will my VIPorterV I Porter points be reflected in my VIPorterV I Porter account? 

The VIPorterV I Porter points that you earn on your credit card will be deposited in your VIPorterV I Porter account on a monthly basis, typically within two business days of your monthly credit card statement date. 

Do my VIPorterV I Porter points expire? 

They don’t! One of the exclusive perks of your BMO VIPorterV I Porter Mastercard account is that as long as it is open and in good standing, your points will not expire. 

How can I add an authorized user on my VIPorterV I Porter credit card account? 

To add up to nine (9) authorized users and begin earning VIPorterV I Porter points faster, start by logging into BMO Online Banking.  

From there, simply select your credit card account, then select Account options and then select Add an authorized user. Alternatively, you can call the number on the back of your card and one of our associates will be happy to add an authorized user to your account on your behalf. 

Can I set up a BMO PaySmart installment plan with this card? 

Yes, you can! You’ll be able to set up, manage and review your PaySmart installment plans from your Online Banking account. 

To get started, simply login and follow these steps for recent eligible credit card purchases of $100  CADCanadian dollars or more: 

1. Choose an eligible credit card purchase you’d like to convert into a PaySmart plan. 
2. Go to the Installment Plan tab and click the Create button. 
3. Select the plan that works best for you. 

What is Avid Traveller? 

Avid Traveller refers to a group of VIPorter membership levels: Passport, Venture, Ascent and First. To learn more, visit VIPorter.