Tap & Go with MasterCard®* PayPass™*
Why Mobile PayPass
Experience a smarter, faster way of paying using your mobile phone and get email transaction notifications on all your purchases.
How it Works
The Mobile PayPass Tag¹ communicates wirelessly with the PayPass terminal. Stick it to the back of your mobile device and you're ready to Tap &Go™* – anywhere PayPass is accepted.
To order your FREE Mobile
PayPass Tag today and to register for email Transaction Notifications call us at
1-800-263-2263 (TTY 1-866-859-2089).
Don't have a BMO MasterCard? Find the card that's right for you.
Order your Mobile PayPass Tag once you receive your BMO credit card.
It's Convenient
Making small purchases is fast and hassle-free. Simply "Tap &Go" and you're on your way! Register to have detailed email transaction notifications sent to you when a Mobile PayPass Tag transaction has been completed.
It's Rewarding
If you earn rewards on your BMO credit card, you'll continue to earn rewards with your Mobile PayPass purchases.
It's Secure
Secure encryption technology makes your Mobile PayPass Tag as safe as your regular credit card. Plus your phone never leaves your hand when making a purchase. And, you'll continue to receive the same level of security with Zero Liability on unauthorized purchases², lost or stolen card replacement, Extended Warranty Insurance, Purchase Protection and IDefence®‡ - your protection against identity theft.
FAQ's
If your mobile device with Mobile
PayPass Tag is lost or stolen, please contact Emergency Card Services immediately at:
1-800-361-3361 (within Canada or the U.S.) or
1-514-877-0330 (outside of Canada or the U.S.). Your Mobile
PayPass account number will be cancelled.
If you need to replace your Mobile
PayPass Tag please call us at
1-800-263-2263 (TTY
1-866-859-2089) and we will issue you a new Mobile
PayPass Tag. Upon receipt of your new tag, please destroy and safely discard your old one.
Some merchants may forego giving receipts in the interest of speed and convenience. You can always request a receipt.
For transactions under $50 you should not be asked for a signature.
Yes. Each cardholder on your account may have one Mobile
PayPass Tag.
You can remove your tag and place it on another phone, but some phone models in the market may have more adhesive surfaces than others. Please request another Mobile
PayPass Tag if you feel yours has lost its adhesiveness.
Ideally, you should attach your Mobile
PayPass Tag directly over the area in which the battery is located. If you don't know the position of the battery, centre the tag lengthwise on the back of your phone. Proper placement of the tag can optimize performance.
If registering for email Transaction Notification please review BMO's Electronic Banking and Services Agreement prior to calling.
¹ MasterCard PayPass is available on most personal BMO credit cards. MasterCard PayPass is not available on BMO Prepaid Travel MasterCard cards and select affinity cards. For more information, call the Client Contact Centre at 1-800-263-2263.
² If your card is used without your authorization, you will not be liable if: you did not knowingly contribute to the unauthorized use; you used reasonable care to keep your card safe from loss, theft or misuse; you kept your PIN confidential and separate from your card; you notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card, or if you know or suspect that someone else knows your PIN; there has been no more than one unauthorized use of your card in the last 12 months, and your account is in good standing. If you don't meet these criteria, you will be liable for all charges incurred in connection with the unauthorized use.
® Trade-marks/registered trade-marks of Bank of Montreal.
®*/™* Trademarks/Registered trademarks of MasterCard International Incorporated.
®‡ Idefence is a registered trademark of Davis+Henderson, Limited Partnership. Bank of Montreal is an authorized user of the trademark.