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ETF Portfolios & Performance

We’ll match you with one of these five model ETF portfolios, after getting to know you, your investment objectives and risk tolerance.

An ETF (Exchange Traded Fund) is an investment fund that represents a basket of stocks, bonds or other investments. Unlike conventional mutual funds, an ETF is traded on a stock exchange and often tracks a market index or may have a specific investment strategy. ETFs can be an attractive investment option as they provide the investor a low cost option to build a well-diversified portfolio.

Capital Preservation Portfolio

Generally suitable if you have a low tolerance for risk, and would like to receive income while looking to invest for the intermediate to long term.

The Capital Preservation Portfolio’s objective is to provide safety of capital while generating income (interest, dividends and capital gains) with some exposure to investments that have the potential for better returns. While at the same time, trying to minimize the effects of inflation by investing in exchange traded funds (ETFs) that invest primarily in Canadian and foreign fixed income securities, and to a lesser extent, Canadian equity securities.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 631KB)
Capital Preservation
Target Asset Allocation:
  • Equities 10%
  • Fixed Income 90%
Fixed income: your money is more stable but with low to moderate gains
  • Corporate Bonds 56%
  • Government Bonds 26%
Equity: your money is more volatile but with the greatest potential for growth
  • Canadian Equity 10%
  • U.S. Equity 3%
  • International Equity 5%
  • Emerging Market Equity 0%

Capital Preservation Portfolio

Generally suitable if you have a low tolerance for risk, and would like to receive income while looking to invest for the intermediate to long term.

The Capital Preservation Portfolio’s objective is to provide safety of capital while generating income (interest, dividends and capital gains) with some exposure to investments that have the potential for better returns. While at the same time, trying to minimize the effects of inflation by investing in exchange traded funds (ETFs) that invest primarily in Canadian and foreign fixed income securities, and to a lesser extent, Canadian equity securities.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 631KB)
Portfolio performance
Performance growth of $100,000
Since inception 1.98%

Time period: 30/03/2016 to 30/09/2018

Performance growth of $100,000
1 year 2.12%

Time period: 30/09/2018 to 30/09/2018

Performance growth of $100,000
6 months 0.58%

Time period: 31/03/2018 to 30/09/2018

Performance growth of $100,000
3 months -0.20%

Time period: 30/06/2018 to 30/09/2018

Income Portfolio

Generally suitable if you have a low tolerance for risk, a need for regular income and are investing for the intermediate to long term.

The Income Portfolio’s objective is to provide some long-term capital growth by investing in exchange traded funds (ETFs) that invest primarily in Canadian and foreign fixed income products, and to a lesser extent, exposure to Canadian and foreign equity securities.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 613KB)
Income
Target Asset Allocation:
  • Equities 30%
  • Fixed Income 70%
Fixed income: your money is more stable but with low to moderate gains
  • Corporate Bonds 49%
  • Government Bonds 17%
Equity: your money is more volatile but with the greatest potential for growth
  • Canadian Equity 12%
  • U.S. Equity 15%
  • International Equity 7
  • Emerging Market Equity 0%

Income Portfolio

Generally suitable if you have a low tolerance for risk, a need for regular income and are investing for the intermediate to long term.

The Income Portfolio’s objective is to provide some long-term capital growth by investing in exchange traded funds (ETFs) that invest primarily in Canadian and foreign fixed income products, and to a lesser extent, exposure to Canadian and foreign equity securities.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 613KB)
Portfolio performance
Performance growth of $100,000
Since inception 4.74%

Time period: 31/11/2015 to 30/09/2018

Performance growth of $100,000
1 year 4.38%

Time period: 30/09/2018 to 30/09/2018

Performance growth of $100,000
6 months 2.01%

Time period: 31/03/2018 to 30/09/2018

Performance growth of $100,000
3 months 0.56%

Time period: 30/06/2018 to 30/09/2018

Balanced Portfolio

Generally suitable if you have a medium tolerance for risk (i.e. you are willing to accept some fluctuations in the market value of your investment), are investing for the intermediate to long term, and are looking for some income and long-term growth.

The Balanced Portfolio's objective is to strike a balance between safety of principal and appreciation. This Portfolio seeks to provide long-term capital growth with some income (interest, dividends and capital gains) by investing in exchange traded funds (ETFs) that invest primarily in Canadian and foreign equity securities and Canadian and foreign fixed income securities.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 616KB)
Balanced
Target Asset Allocation:
  • Equities 50%
  • Fixed Income 50%
Fixed income: your money is more stable but with low to moderate gains
  • Corporate Bonds 37%
  • Government Bonds 7%
Equity: your money is more volatile but with the greatest potential for growth
  • Canadian Equity 20%
  • U.S. Equity 25%
  • International Equity 11%
  • Emerging Market Equity 0%

Balanced Portfolio

Generally suitable if you have a medium tolerance for risk (i.e. you are willing to accept some fluctuations in the market value of your investment), are investing for the intermediate to long term, and are looking for some income and long-term growth.

The Balanced Portfolio's objective is to strike a balance between safety of principal and appreciation. This Portfolio seeks to provide long-term capital growth with some income (interest, dividends and capital gains) by investing in exchange traded funds (ETFs) that invest primarily in Canadian and foreign equity securities and Canadian and foreign fixed income securities.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 616KB)
Portfolio performance
Performance growth of $100,000
Since inception 6.44%

Time period: 31/11/2015 to 30/09/2018

Performance growth of $100,000
1 year 6.27%

Time period: 30/09/2018 to 30/09/2018

Performance growth of $100,000
6 months 3.20%

Time period: 31/03/2018 to 30/09/2018

Performance growth of $100,000
3 months 1.02%

Time period: 30/06/2018 to 30/09/2018

Long Term Growth Portfolio

Generally suitable if you have a higher than average tolerance for risk, (i.e. you are willing to accept fluctuations in the market value of your investment), would like some income and are looking to invest for long-term growth.

The Long Term Growth Portfolio's objective is to maximize returns over time by investing in exchange traded funds (ETFs) that invest primarily in Canadian and foreign equity securities and to a lesser extent some exposure to Canadian and foreign fixed income securities.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 623KB)
Long Term Growth
Target Asset Allocation:
  • Equities 70%
  • Fixed Income 30%
Fixed income: your money is more stable but with low to moderate gains
  • Corporate Bonds 20%
  • Government Bonds 4%
Equity: your money is more volatile but with the greatest potential for growth
  • Canadian Equity 23%
  • U.S. Equity 36%
  • International Equity 12%
  • Emerging Market Equity 5%

Long Term Growth Portfolio

Generally suitable if you have a higher than average tolerance for risk, (i.e. you are willing to accept fluctuations in the market value of your investment), would like some income and are looking to invest for long-term growth.

The Long Term Growth Portfolio's objective is to maximize returns over time by investing in exchange traded funds (ETFs) that invest primarily in Canadian and foreign equity securities and to a lesser extent some exposure to Canadian and foreign fixed income securities.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 623KB)
Portfolio performance
Performance growth of $100,000
Since inception 8.12%

Time period: 31/11/2015 to 30/09/2018

Performance growth of $100,000
1 year 8.38%

Time period: 30/09/2018 to 30/09/2018

Performance growth of $100,000
6 months 4.82%

Time period: 31/03/2018 to 30/09/2018

Performance growth of $100,000
3 months 1.77%

Time period: 30/06/2018 to 30/09/2018

Equity Growth Portfolio

Generally suitable if you have a higher than average tolerance for risk, (i.e. you are willing to accept fluctuations in the market value of your investment), would like to invest primarily in equities and are looking to invest for the long term.

The Equity Growth Portfolio's objective is to maximize returns over the long term by investing primarily in exchange traded funds (ETFs) that invest in Canadian and foreign equity securities. Since the need for income (interest, dividends and capital gains) is low, the Portfolio's exposure to ETFs that invest in income producing investments such as Canadian and foreign fixed income will be minimal.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 620KB)
Equity Growth
Target Asset Allocation:
  • Equities 90%
  • Fixed Income 10%
Fixed income: your money is more stable but with low to moderate gains
  • Corporate Bonds 5%
  • Government Bonds 0%
Equity: your money is more volatile but with the greatest potential for growth
  • Canadian Equity 33%
  • U.S. Equity 42%
  • International Equity 13%
  • Emerging Market Equity 8%

Equity Growth Portfolio

Generally suitable if you have a higher than average tolerance for risk, (i.e. you are willing to accept fluctuations in the market value of your investment), would like to invest primarily in equities and are looking to invest for the long term.

The Equity Growth Portfolio's objective is to maximize returns over the long term by investing primarily in exchange traded funds (ETFs) that invest in Canadian and foreign equity securities. Since the need for income (interest, dividends and capital gains) is low, the Portfolio's exposure to ETFs that invest in income producing investments such as Canadian and foreign fixed income will be minimal.

DOWNLOAD THE FUND FACTS TO LEARN MORE (PDF, 620KB)
Portfolio performance
Performance growth of $100,000
Since inception 9.50%

Time period: 31/11/2015 to 30/09/2018

Performance growth of $100,000
1 year 9.57%

Time period: 30/09/2018 to 30/09/2018

Performance growth of $100,000
6 months 4.94%

Time period: 31/03/2018 to 30/09/2018

Performance growth of $100,000
3 months 1.83%

Time period: 30/06/2018 to 30/09/2018

ETFs: The investment behind SmartFolio’s affordable performance

SmartFolio is an online service, but your portfolio is managed by experienced professionals. Your portfolio management team regularly reviews and adjusts your portfolio, so you don’t have to worry about making trades or market changes. They do all the heavy lifting, you reap all the rewards.

Ready to start investing?

Open your SmartFolio account and let us help you reach your financial goals. Start by getting matched with an ETF Portfolio.

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  • * The model ETF portfolio holdings and weights are current as of December 31, 2016. Due to rounding, the portfolio weights shown may not add up to 100%. A certain percentage of each Model Portfolio may be invested in cash and cash equivalents at any one time. Holdings and asset class weights are subject to change at any time and without notice. These model ETF portfolios are provided for informational purposes only, are not advice to you, and cannot be used for any other purpose.
  • Commissions, management fees and expenses all may be associated with investments in exchange traded funds. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all dividends or distributions and do not take into account sales, redemption, distribution or optional charges, fees or income taxes payable by any unitholder that would have reduced returns. . Rates of return are time weighted, calculated on a total return basis, and annualized for all periods greater than one year. Exchange traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
  • The performance shown as indicated above and may not reflect the actual performance of clients of BMO Nesbitt Burns SmartFolio. This report is prepared solely for information purposes in connection with BMO Nesbitt Burns SmartFolio. Every effort has been made to ensure that the contents have been compiled or derived from sources believed to be reliable, accurate and complete. However, BMO Nesbitt Burns Inc. (“BMO NBI”) makes no representation or warranty, express or implied, in respect thereof, takes no responsibility for any errors and omissions which may be contained herein and accepts no liability whatsoever for any loss arising from any use of or reliance on this report or its contents.
  • SmartFolio is a product of BMO Nesbitt Burns Inc. and the ETF model portfolios are sub-advised by BMO Asset Management Inc. BMO Wealth Management is the brand name for a business group consisting of Bank of Montreal and certain of its affiliates, including BMO Nesbitt Burns Inc., in providing wealth management products and services. ® “BMO (M-bar roundel symbol)” is a registered trade-mark of Bank of Montreal, used under license. ® “Nesbitt Burns” is a registered trade-mark of BMO Nesbitt Burns Inc. BMO Nesbitt Burns Inc. is a wholly-owned subsidiary of Bank of Montreal.
  • BMO Nesbitt Burns Inc. is a Member - Canadian Investor Protection Fund.
    BMO Nesbitt Burns Inc. is a Member of the Investment Industry Regulatory Organization of Canada.