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An RRSP Account with SmartFolio – investing with powerful potential

Start Investing Today

  • Enjoy the security and assurance of a professionally managed ETF portfolio
  • Get the benefits of tax-deferred investing
  • Build a better retirement

Your SmartFolio RRSP account can help bolster your investment power.

A Registered Retirement Savings Plan (RRSP) is an effective retirement savings and investment tool that lets Canadians build personal wealth in a tax-deferred plan.

Like many people, you’re looking for ways to maximize your savings and investments. With so many options for investing out there, how do you know you’re making the right choice for you and your financial future? Have you considered opening an RRSP account with SmartFolio? Let’s have a look at the potential investment power this combination offers.

How an RRSP account works with SmartFolio

So, how can SmartFolio work as an RRSP account? Quite well, actually. SmartFolio matches you with a model ETF portfolio that fits your investment objectives and level of risk tolerance. Your portfolio is managed by a team of investment professionals who track the ETFs performance and make changes that take advantage of market fluctuations so you benefit. You can even set up regular recurring contributions so you can enjoy other things while your portfolio managers do the work. One of the other benefits of this account is that you can easily track your SmartFolio ETF portfolio and its performance to see how it aligns with your goals.

Now, imagine that kind of RRSP. Registered Retirement Savings Plans are accounts specifically designed to help you save for retirement. With an RRSP, you can:

  • Contribute to your annual contribution limit (up to 18% of your total yearly income to a maximum of $26,010*)
  • Enjoy income tax deductions on all money contributed annually
  • Your investment gains grow tax-free

Talk about maximizing your investments and savings potential! While your SmartFolio portfolio is being managed by investment professionals and building value, having it as an RRSP account offers you the added benefit of annual tax breaks.

Finally, another great value of opening an RRSP account with SmartFolio are the low annual management fees and the fact you can open your account online in as little as 15 minutes – no need to visit a branch. How’s that for convenience?

Your SmartFolio RRSP account can help bolster your investment power.

Making the most of your RRSP account with SmartFolio

You’ve heard the saying, “the early bird gets the worm”, well; the same can be said for investing. The earlier you start, the more time you have to invest and maximize your potential returns. However, it’s never too late to start investing. The important thing is to contribute to your RRSP as regularly as you can. Even small, regular contributions to your SmartFolio RRSP account can make a big difference. To make it even easier you can set up automatic contributions to your investment account through recurring contributions – just set it and forget it. You’ll be amazed how much you can save without even trying.

Discover the potential of a SmartFolio RRSP Account

Now that you know how opening your SmartFolio RRSP account can help bolster your investment power and offer you the benefits of deferred taxes, why not start your journey to a financially freer retirement and connect with us today to open your account!

Ready to start investing?

Open your SmartFolio account and let us help you reach your financial goals. Start by getting matched with an ETF Portfolio.

Connect with us

Live Chat

8:00 a.m. - 8:00 p.m ET
Monday to Friday

Email us

Feel free to send us a note, but please don’t send account numbers and/or passwords.

smart.folio@bmo.com

Schedule a call

Have a BMO SmartFolio Representative contact you.

Call us

8:00 a.m. - 8:00 p.m ET
Monday to Friday

1-844-895-3721

* maximum contribution amount for the tax year of 2017.