Rewards Credit Cards


BMO Rewards Mastercard

BMO Rewards® Mastercard®*

Get a response in under 60 seconds!

  • Welcome Offer: Get 10,000 points when you spend $1,000 in the first 3 months.1

  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.10

  • Get 1 BMO Rewards point for every $1 spent.2

  • Get up to 25% off your next rental at National Car Rental®†† and Alamo Rent A Car®†† locations.3

Annual fee4
$0
Purchases4
20.99%
Cash advances4
22.99%
(21.99% for Quebec residents)4
BMO Ascend World Elite Mastercard

BMO Ascend World Elite®* Mastercard®*

Get a response in under 60 seconds!

  • Welcome offer: Get up to 60,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.5

  • 5x the points for every $1 spent on eligible travel purchases6a,6b, 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments6a,6b, 1 point for every $1 spent everywhere else.6b

  • Complimentary membership in Mastercard Travel Pass provided by DragonPass7, with four annual complimentary passes.

  • Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges.13

Annual fee4
$150
Purchases4
20.99%
Cash advances4
23.99%
(21.99% for Quebec residents)4
Minimum $80,000 (individual) or $150,000 (household) annual income required.

Rewards Calculator


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$5,000
BMO Rewards Mastercard

BMO Rewards® Mastercard®*

Rewards summary
First Year Welcome Bonus
points
Total Points Earned
1st Year
This could get you
in free travel
Earn 1 BMO Rewards point for every $1 spent.2

Get 10,000 welcome points when you spend $1,000 in the first 3 months.1
travel
merchandise

BMO Ascend World Elite Mastercard

BMO Ascend World Elite®* Mastercard®*

Rewards summary
First Year Welcome Bonus
points
Total Points Earned
1st Year
This could get you
in free travel
Calculation includes: 30,000 points when you spend $3,000 in the first 3 months, and 2,500 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months.5
travel
merchandise

Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible travel, 30% on eligible entertainment, dining, and recurring bill payments, and 50% of spend on all other card purchases. Values displayed as of May 3, 2022.
(BMO Ascend World Elite®* Mastercard®* only)

bmorewards.com is where your journeys will start. Your redemption options are virtually limitless!11
  • Travel

    Use your BMO Rewards credit card as your primary travel credit card and enjoy exclusive access to flights, hotels, car rentals, cruises and vacation packages. Your card covers all flight charges, including taxes, when booking on any seat, on any airline, at any time through bmorewards.com.12

  • Pay with Points

    Use BMO Rewards points to pay for your recent purchases. Choose to redeem for all or part of a purchase - you can redeem for as little as $1. Use points to pay for groceries, bills, monthly subscriptions and more. The choice is yours!

  • Shop

    Use your BMO Rewards points for a wide selection of popular gift cards. Get electronics, small appliances, beauty products, home essentials and more, all at bmorewards.com.

  • Invest

    Invest in the future by redeeming BMO Rewards points for a cash contribution into select BMO Investment and Savings accounts.

bmorewards.com is where your journeys will start. Your redemption options are virtually limitless!11
Travel

Use your BMO Rewards credit card as your primary travel credit card and enjoy exclusive access to flights, hotels, car rentals, cruises and vacation packages. Your card covers all flight charges, including taxes, when booking on any seat, on any airline, at any time through bmorewards.com.12

Pay with Points

Use BMO Rewards points to pay for your recent purchases. Choose to redeem for all or part of a purchase - you can redeem for as little as $1. Use points to pay for groceries, bills, monthly subscriptions and more. The choice is yours!

Shop

Use your BMO Rewards points for a wide selection of popular gift cards. Get electronics, small appliances, beauty products, home essentials and more, all at bmorewards.com.

Invest

Invest in the future by redeeming BMO Rewards points for a cash contribution into select BMO Investment and Savings accounts.

Enjoy more credit card benefits and earn extra rewards



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