Rewards Credit Cards


BMO® Rewards™ Mastercard®*

Get a response in under 60 seconds!

  • Welcome Offer: Get 15,000 BMO Rewards welcome points1

  • Get a 1.99% introductory interest rate  on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred11.

  • Get 1 BMO Rewards point for every $1 spent2

  • Earn 2x BMO Rewards points at participating National Car Rental®#† and Alamo Rent A Car®#† locations3

  • Get up to 25% off your next rental at National Car Rental®#† and Alamo Rent A Car®#† locations worldwide4

Annual fee5 $0
Purchases519.99%
Cash advances522.99%

BMO® World Elite®* Mastercard®*

Get a response in under 60 seconds!

  • Get up to $575 in value in your first year!

  • Welcome offer: Get up to 40,000 points and the $150 annual fee waived in the first year6a,6b ($285 travel value6b booked on bmorewards.com + $150 Value6a).

  • Get 3 BMO Rewards points for every $1 spent on eligible travel, dining and entertainment purchases7a,7b.

  • Get 2 points for every $1 spent everywhere else7b.

  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access,8 plus four annual complimentary passes ($140 value/year8).

  • Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges15

Annual fee5 $150
Purchases519.99%
Cash advances522.99%
Minimum $80,000 (individual) or $150,000 (household) annual income required.

Rewards Calculator


How much do you spend on your credit card each month?

Changing the calculator values will also change the potential rewards you could earn.
$0
$5,000

BMO® Rewards™ Mastercard®*

Rewards summary
First Year Welcome Bonus
points
Total Points Earned
1st Year
This could get you
in free travel
Earn 1 BMO Rewards point for every $1 spent2

Get 15,000 welcome points when you spend $1,000 in the first 3 months.1
travel
merchandise

BMO® World Elite®* Mastercard®*

Rewards summary
First Year Welcome Bonus
points
Total Points Earned
1st Year
This could get you
in free travel
Calculation includes: 30,000 welcome bonus points when you spend $3,000 in the first 3 months and 10,000 points anniversary bonus.6
travel
merchandise

Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible travel, dining and entertainment purchases and 80% of the spend on all other card purchases. Values displayed as of July 10, 2020.

bmorewards.com is where your journeys will start. Your redemption options are virtually limitless!12
  • Travel

    Use your BMO Rewards credit card as your primary travel credit card and enjoy exclusive access to flights, hotels, car rentals, cruises and vacation packages. Your card covers all flight charges, including taxes, when booking on any seat, on any airline, at any time through bmorewards.com.13

  • Points for Cash 

    For the ultimate flexibility, treat yourself by purchasing whatever you want, wherever you want and use your BMO Rewards points to pay down your credit card balance.

  • Shop 

    Use your BMO Rewards points for a wide selection of popular gift cards. Get electronics, small appliances, beauty products, home essentials and more, all at bmorewards.com.

  • Contribute 

    Invest more for your future by redeeming BMO Rewards points for a contribution into a BMO Investment account.

bmorewards.com is where your journeys will start. Your redemption options are virtually limitless!12
Travel

Use your BMO Rewards credit card as your primary travel credit card and enjoy exclusive access to flights, hotels, car rentals, cruises and vacation packages. Your card covers all flight charges, including taxes, when booking on any seat, on any airline, at any time through bmorewards.com.13

Points for Cash 

For the ultimate flexibility, treat yourself by purchasing whatever you want, wherever you want and use your BMO Rewards points to pay down your credit card balance.

Shop 

Use your BMO Rewards points for a wide selection of popular gift cards. Get electronics, small appliances, beauty products, home essentials and more, all at bmorewards.com.

Contribute 

Invest more for your future by redeeming BMO Rewards points for a contribution into a BMO Investment account.

Enjoy more credit card benefits and earn extra rewards


Have questions?



Important Information on Rates and Fees

Terms & Conditions