Rewards Credit Cards

BMO Rewards™ Mastercard®*
Welcome Offer: Get 15,000 BMO Rewards welcome points.1
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.11
Get 1 BMO Rewards point for every $1 spent.2
Earn 2x BMO Rewards points at participating National Car Rental®#† and Alamo Rent A Car®#† locations.3
Get up to 25% off your next rental at National Car Rental®#† and Alamo Rent A Car®#† locations worldwide.4

BMO World Elite®* Mastercard®*
Get up to $575 in value in your first year!
Welcome offer: Get up to 40,000 points and the $150 annual fee waived in the first year6a,6b ($285 travel value6b booked on bmorewards.com + $150 Value6a).
Get 3 BMO Rewards points for every $1 spent on eligible travel, dining and entertainment purchases.7a,7b
Get 2 points for every $1 spent everywhere else.7b
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access,8 plus four annual complimentary passes ($140 value/year8).
Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges.14
Rewards Calculator
How much do you spend on your credit card each month?

BMO Rewards™ Mastercard®*
Rewards summary
First Year Welcome Bonus
pointsTotal Points Earned
1st YearThis could get you
in free travel
BMO World Elite®* Mastercard®*
Rewards summary
First Year Welcome Bonus
pointsTotal Points Earned
1st YearThis could get you
in free travelUse of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible travel, dining and entertainment purchases and 80% of the spend on all other card purchases. Values displayed as of July 10, 2020.

- Travel
Use your BMO Rewards credit card as your primary travel credit card and enjoy exclusive access to flights, hotels, car rentals, cruises and vacation packages. Your card covers all flight charges, including taxes, when booking on any seat, on any airline, at any time through bmorewards.com.13
- Points for Cash
For the ultimate flexibility, treat yourself by purchasing whatever you want, wherever you want and use your BMO Rewards points to pay down your credit card balance.
- Shop
Use your BMO Rewards points for a wide selection of popular gift cards. Get electronics, small appliances, beauty products, home essentials and more, all at bmorewards.com.
- Contribute
Invest more for your future by redeeming BMO Rewards points for a contribution into a BMO Investment account.
Enjoy more credit card benefits and earn extra rewards
Extended Warranty9
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.
Purchase Protection9
Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
Earn faster with additional cardholders
Increased spending with an additional cardholder will earn more reward points.
Offers for Digital Everyday Services
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Check out all the offers by visiting mastercard.ca/world
BMO World Elite Total Travel and Medical Protection10
(BMO World Elite Mastercard only)
You and your family are well covered should an emergency or unexpected event disrupt your trip, for car rental collision damage and out-of-country medical expenses up to $2 million. Unlimited-trips-per-year coverage for trips up to 21 days).BMO Concierge Service
(BMO World Elite Mastercard only)
Expert guidance on dining, entertainment and leisure with 24/7 access by calling 1-800-741-6758.Mastercard Travel Rewards Program
Shop, dine and relax with our partners to unlock Mastercard Travel Rewards cashback offers when you travel and shop with your BMO CashBack World Elite Mastercard outside of Canada. Discover a world of Mastercard Travel Rewards cash rebate offers at traveloffers.mastercard.com