Senior bank accounts
We’ve got great deals for anyone aged 60 or older
No monthly Plan fee*83 with a Practical Plan chequing account that comes with 12 monthly transactions*52
Add a savings account at no cost*1,*3
Get seniors’ discounts on all our chequing accounts*66,*83
Maintain a minimum daily balance and get your monthly Plan fee waived for the Plus, Performance or Premium Plan*4

Let's find you the right bank account
Our most popular way to manage multiple financial goals
Truly unlimited banking
Get up to $700* when you open a new chequing and Savings Amplifier Account online.
Unlimited worldwide non-B M O A T M withdrawals*53
Unlimited transactions*52 including unlimited INTERAC e-Transfer® footnote section transactions*39
Up to $150 annual rebate for any B M O World Elite® footnote star Mastercard® footnote star*10
OnGuard® footnote dagger Identity Theft Protection*74
Preferred U.S. exchange rate*35
Mobile
Easy, secure digital banking
Check out these useful resources
- ® Footnote dagger details OnGuard is a registered trademark of Sigma Loyalty Group Inc.
- ®Identity Guard is a registered trademark of Intersections Inc.
- ® Footnote dagger details /™ Footnote dagger details Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Bank of Montreal.
- ® Footnote star details Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
- ® Footnote section details INTERAC e-Transfer is a registered trademark of INTERAC Inc. Used under license.
- ± Trademark of Visa International Service Association and used under license.