Fees

 

BMO InvestorLine rates and fees are some of the most competitive in the industry. Your initial balance can be a deposit, transfer or a combination.

 


Online flat fee trading

 

No minimum account balance or trading activity required


5 Star Program

As a 5 Star Program client, you'll gain access to exclusive benefits including tools, waived fees and preferred interest rates.


5 Star Program Exclusive Benefits

Benefit Silver Star Gold Star Platinum Star
Assets / Trades $250,000 to $499,999 $500,000 to $9,999,999
or 30-149 trades/quarter
$10,000,000 or more
or 150+ trades/quarter
Additional Benefits      
Tools Immediate access to real-time trading information with Real Time and Level II Quotes, and Market Streamer Immediate access to real-time trading information with Real Time and Level II Quotes, and BMO Market Pro Immediate access to real-time trading information with Real Time and Level II Quotes, and BMO Market Pro
Research Access to BMO Capital Markets research* Access to BMO Capital Markets research*
Waived Fees Learn More
  • No annual administration fees
  • No annual RSP fees
  • Transfer fees from other institutions reimbursed up to $200
Learn More
  • No annual administration fees
  • No annual RSP fees
  • Transfer fees from other institutions reimbursed up to $200
  • Lower administrative fees for non-trade transactions

    • 50% off deregistration fees (no fee with assets >$1MM)
    • 50% off additional RIF payments (one additional RIF payment without charge with assets >$1MM)
    • free internal security transfers
    • free homebuyer/lifelong learning plan withdrawals
Learn More
  • No annual administration fees
  • No annual RSP fees
  • Transfer fees from other institutions reimbursed up to $200
  • No administrative fees for non-trade transactions

    • No deregistration fees
    • No additional RIF payments
    • Free internal security transfers
    • Free homebuyer/lifelong learning plan withdrawals
Agent Discount      
$ 24-44 0% 0% 0%
$ 45-99 5% 10% 20%
$ 100-199 10% 15% 20%
$ 200+ 15% 20% 20%

Services: Exclusive access to a dedicated Service Team (8 a.m. to 8 p.m. ET, Monday to Friday)

 

Single User ID: Access all of your BMO InvestorLine accounts online with a single User ID and password

 

Gold and Platinum - Note: These reports are only available for the Top 60 TSX stocks.

 

Please note the 5 Star Program Terms and Conditions

* BMO Capital Markets was ranked the top Equity Research Group in Canada by the Brendan Wood International Survey for 26 consecutive years

**Note: On cash or margin accounts, interest is not paid or charged if less than $5 per month. On registered accounts, interest is not paid if less than $5 per month. Interest rates paid to you on credit balances or charged to you on debit balances in your BMO InvestorLine account are subject to change without notice. Interest to be paid to you is calculated on the monthly average credit balance in your BMO InvestorLine account during the period from the 22nd day of the previous month through to and including the 21st day of the current month. Interest to be charged is calculated on the monthly average debit balance in your BMO InvestorLine account during the period from the 22nd day of the previous month through to and including the 21st day of the current month. Interest is posted to your account on the first business day after the 21st of each month. Credit and debit interest are calculated separately from one another.


Ready to open an account or have questions?

 


Options


Canadian and American Exchanges

Option Price Commission / Contract
$0 - $2 $35 + $1.50
$2.01 - $3 $35 + $2.00
$3.01 - $4 $35 + $2.50
$4.01 - $5 $35 + $3.00
$5.01 and over $35 + $3.50
  • Where the principal value of the trade is $2,000 or less, the maximum commission is $43 CDN ($43 U.S.).
  • Option trades are subject to a minimum commission of $43 CDN ($43 U.S.).
  • Regular stock commission schedule applies for assignments and exercises.

Get started today

 

Ready to open an account?

 

Complete our application and start online investing

 

 

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