Skip navigation
ShowSkip navigation
Navigation skipped

Getting started

ATM Banking

Young woman doing her banking at an ATM.

At a BMO ATM, you can easily withdraw cash, make deposits, get account balances, transfer money and pay bills. If you’re a regular at a BMO ATM, make your visits even faster by creating shortcuts. Set up your ATM preferences, such as preferred language and Fast Cash amount, and they’ll be remembered the next time you visit any BMO ATM.

Stay safe online
We suggest you change your BMO Online & Mobile Banking password and update your security questions every 90 days.

How to get started with ATM banking

Step 1

Customize your shortcuts. Once you enter your PIN, your shortcut buttons below the PIN field will be unlocked. Set up your shortcut preferences for routine transactions to save time. You can also go to the main menu by selecting ‘Other Banking’.

Step 2

Set your language. You can choose English, French or Chinese as your primary language.

Step 3

Choose your fast cash option. Select the account you always want your Fast Cash withdrawal to come from. Then choose the amount you want every Fast Cash withdrawal to be. And finally you can choose whether you want to print a receipt or not.

FAQs for ATM banking

  • Where’s the nearest BMO ATM?
    You can find the nearest BMO ATM or branch with our Locator. Or use the BMO Mobile Banking app to find a BMO ATM or branch near you.
  • Can I use my BMO Debit Card at a non-BMO ATM?
    You can use your BMO Debit Card to withdraw cash at any ATM in Canada with the Interac®§ symbol and throughout the world at any ATMs with the Maestro®*, Cirrus®* or Mastercard®* symbols. Extra fees will probably apply.

Now that you’ve set up ATM banking, take the next step

Young woman paying her bills at an ATM.

Pay bills

Take care of bills when you’re on the go.
Show me how to pay bills with ATM banking
Young woman outside at an ATM about to make a deposit.

Deposit money

Easily deposit cheques and cash – no envelope required.
Show me how to use ATM banking
Smiling young man at a café logging into online banking with his laptop.

Get Started with Online Banking

If you have a BMO Debit Card or credit card, you can be banking online in a couple of clicks.
Show me how to get started with online banking