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Switch Your Mortgage to BMO



Father and his young son laughing and playing in their backyard.

Your mortgage - to switch or not to switch

Your mortgage is one of the biggest financial responsibilities you’ll ever have. It’s also one of the most important as it not only provides you with the means to own a home, but it helps you grow personal equity that may pay off in dividends as you go through life. If you are currently looking to switch your mortgage from another lender, let us show you why having a BMO mortgage is a great choice.

Ready to explore your options?

Get started
Switch to BMO and enjoy our competitive rates, dedicated service, support and expert advice tailored to your needs. With BMO, you’ll get:
  • Competitive rates and flexible terms
  • Opportunities to save money and become mortgage-free faster
  • Tips and tools to help you budget while you grow your home equity
Plus, our dedicated Mortgage Specialists can show you how to leverage your current equity for valuable home improvement projects and much more. Ready to make the switch? Connect with a BMO Mortgage Specialist near you today.
You’ll need these documents ready when you switch to BMO. Please bring your:
  • Renewal offer from your current lender
  • Most recent property tax bill to confirm they’re up to date
  • Verification of employment and income
  • Property insurance
  • Void cheque or direct deposit form
That’s it. We will take care of switching your mortgage so that you can start enjoying the benefits BMO has to offer.

Why choose BMO?

Competitive rates

Whether you need a short- or long-term mortgage, open or closed, variable or fixed, we offer competitive mortgage rates to match your needs and budget.

Personalized, expert advice

A BMO Mortgage Specialist is your guide through the mortgage switching process. Working with your finances and goals, they’ll provide you with a customized home financing plan.

Flexible Options

We offer a variety of mortgage options to meet your financing needs, including help when the unexpected happens. When finances are stretched and you need some extra cash, take a mortgage break.

We found a Mortgage Specialist near you

Connect with a Mortgage Specialist near you

Get expert insight in-person or over the phone, at your local branch, coffee shop or home — wherever works best.

Get a mortgage with BMO

Switch your mortgage to BMO

Get expert advice and start your pre-approval

Here's how:

Talk to a Mortgage Specialist

Get expert insight in person, by phone, or by email

Schedule a call

Complete a short form and we’ll call you within 24 hours

Visit us

Book an appointment at a BMO branch to discuss your mortgage options

We’ve found a Mobile Mortgage Specialist near you

Get expert insight in-person or over the phone, at your local branch, coffee shop or home — wherever works best.

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